Frequently Asked Questions
We’ve put together a comprehensive, step-by-step guide to help you in dealing with a workplace injury.
We will use the wage information provided in your Estimated Wages Declaration Form to calculate your premium.
There are also additional factors taken into consideration by GIO when calculating Workers Compensation Insurance premiums, including:
- Industry type
- Cost of previous workers compensation claims associated with the business
- Claims history
- Applicable government charges
At the term expiry, your premium will be adjusted based on the information provided in your Actual Wages Declaration Form. If your actual wages are lower than your estimated wages for the policy period, you may receive a refund of premium. If your actual wages are higher than your estimated wages, you’ll need to pay extra premium.
Employers have a number of workers compensation responsibilities, including having Workers Compensation Insurance that is current and prominently displaying at each workplace details of your insurance coverage.
Reporting a claim within the required timeframe can make a significant difference to the cost of a claim, and may also reduce your premium.
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We understand that sometimes our customers need extra care and support at different points in their lives.
We also know that everyone’s situation and needs will be different. We are commited to looking after your needs with sensitivity, dignity, respect and compassion.
Did you know GIO has stores in New South Wales and Victoria? Visit one of our Agency stores, where our knowledgeable Agents can provide personalised service to meet your insurance needs.