GIO Home Assist - currently free with a new Home Building Insurance policy (excl. Landlord) — is an optional cover that can offer you help from a plumber, electrician, locksmith or carpenter in a home emergency. So if you’ve had GIO Home Assist added to your policy for 24 hours or more and you come home to something unexpected, like a burst pipe or blown fuse, we can help get it sorted ASAP.
Home Insurance
Know what you're covered for with GIO Home Insurance, offering flexible options for home owners, renters and landlords. Whether you're an owner-occupier, a renter or a landlord, you know that your home is more than just four walls and a roof. Keep your home covered with Home Insurance, Home and Contents Insurance or Landlord Insurance, and feel confident knowing you have cover with GIO.
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Our Home Insurance Products
OPTIONAL COVER
Optional covers for Home and Contents Insurance
Depending on the level of cover you choose these may be automatically included with your policy, or available to add on to your policy for an additional cost.
FAQS
People also ask
The difference is in whether or not structures and items are attached or not attached to the physical building you are insuring. Home Insurance covers your home, garages, carports, outbuildings, gates and fences, along with any permanently attached fixtures like solar panels, walls, ceilings, and floor coverings for loss or damage caused by a range of insured events at your insured address.
Whereas, Contents Insurance covers only for the loss or damage to the contents in your home caused by insured events. ‘Contents’ are household items that you own or are responsible for and use primarily for domestic purposes. These include things like furniture, furnishings, clothing, unfixed electrical goods, and appliances.
Ultimately, the level of cover you choose, and with who, is up to you. Comparing Home and Contents Insurance should be based on what you need cover for, like home, contents, combined home and contents, strata, or landlord insurance. To compare Home and Contents Insurance, you can:
- Check what is automatically covered in each policy you’re considering;
- Review any optional/additional covers available;
- Get a quote for the policy or policies you’re looking at; and
- Compare the quote and what it includes against other quotes you may have received.
Contents are household items that you own or are responsible for and use primarily for domestic purposes. That doesn’t include items permanently attached to your home or insured address.
Carpet is covered under GIO Contents Insurance, but not under GIO Home Building Insurance.
To help you calculate the replacement value of your home and contents, use our Building Calculator and our Contents Calculator.
If you are eligible for more than one discount, we apply any subsequent discount to the already discounted rated premium (usually before adding taxes and charges). Discounts are subject to change without notice. Minimum premiums may apply. Any discount given will be shown on your certificate of insurance.
*Discount not applicable to Roadside Assist optional cover
^ Discount not applicable to GIO Home Assist optional cover, Excess-free Glass optional cover or Domestic Workers Compensation optional cover.
The Reward and Recognition program ("Suncorp Benefits") is being operated by EONX Services Pty Ltd ABN 39 615 958 873. To register for Suncorp Benefits you must hold a current eligible personal policy or an eligible personal product or service from one of the brands in the Suncorp Network brand. Purchase limits apply to each individual retailer. See full Terms and Conditions. Use of Suncorp Benefits is subject to the operator’s privacy policy.
NEW GIO Home Assist
GIO Home Assist - currently free with a new Home Building Insurance policy (excl. Landlord) — is an optional cover that can offer you help from a plumber, electrician, locksmith or carpenter in a home emergency. So if you’ve had GIO Home Assist added to your policy for 24 hours or more and you come home to something unexpected, like a burst pipe or blown fuse, we can help get it sorted ASAP.
