Home Insurance

Know what you're covered for with GIO Home Insurance, offering flexible options for home owners, renters and landlords. Whether you're an owner-occupier, a renter or a landlord, you know that your home is more than just four walls and a roof. Keep your home covered with Home Insurance, Home and Contents Insurance or Landlord Insurance, and feel confident knowing you have cover with GIO.

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Customers rate our Home Insurance

4.44 Stars - Blue

out of 5

COVER OPTIONS

Compare Home Insurance Products

Home and Contents Insurance

Covers a range of unexpected events, such as theft, fire (including bushfire) and floods. Know that your home is covered inside and out with GIO.

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BUY ONLINE AND SAVE^

Save 10% on your Home and Contents Insurance if you get a quote and purchase online. 

Home Building Insurance

Covers damage to your house from a range of events. Includes a lifetime guarantee on authorised repairs and new-for-old replacement, so you can feel secure.

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COMBINE AND SAVE^

 Combine your Contents Insurance with Home Building Insurance for a discount of up to 15%.

Contents Insurance

Know that you're covered against theft, loss and damage to your contents - because your house isn't a home without the things inside it.

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COMBINE AND SAVE^

Combine your Contents Insurance with Home Building Insurance for a discount of up to 15%.

Landlord Insurance

Covers events like fire (including bushfire), theft, flood and malicious damage. Also includes cover for loss of rent and tenant default. With GIO, you know what your property is covered for.

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MULTI-POLICY DISCOUNT*^

Save 10% if you have three or more eligible GIO policies.
Terms and conditions apply.

Strata Insurance

Comprehensive cover for your residential building registered under a body corporate, strata, group or community title.

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COMBINE AND SAVE^

Combine your Strata Insurance with Contents Insurance for a discount of up to 15%.

OPTIONAL COVER

Optional covers for Home and Contents Insurance

Depending on the level of cover you choose these may be automatically included with your policy, or available to add on to your policy for an additional cost.

Portable valuables
cover

Covers items that you may use away from home, like jewellery and cameras. They can be unspecified, in which case they'll be covered up to a set limit, or specified, for items you want covered for a certain amount.

Safety net home
protection

Provides a buffer if the cost of repairing or rebuilding exceeds the amount for which you insured your home.

Motor burnout

Covers electric motors in household equipment and appliances equal to or less than 10 years old when they burnout or fuse.

Accidental Damage
at home

This optional cover — available with GIO Home and/or Contents Insurance — helps cover accidental loss or damage that occurs at home during the period of insurance. Worried about accidental drops, spills  and breakages? This optional cover can help.

Excess-Free Glass
(Home cover only)

This optional cover applies in addition to the additional cover ‘Accidental breakage of glass’ which is included in the home cover. Whether it’s fixed glass in a shower screen, window, fixed mirror or glass in a skylight, broken glass can be expensive and time consuming to sort out. This cover can help cover the cost to replace it without you having to pay an excess if the breakage is the only damage you are claiming. Available with Home Insurance.

GIO Home Assist
(Home cover only)

Optional GIO Home Assist can offer you help from a plumber, electrician, locksmith or carpenter in the event of a home emergency (for a period of up to 2 hours). So if GIO Home Assist is available at your insured address and you’ve had GIO Home Assist added on your policy for 24 hours or more and you come home to an emergency, like a burst pipe or blown fuse, we can help get it sorted ASAP. Available with Home Insurance. Limits and exclusions apply, please refer to the PDS and read the GIO Home Assist T&Cs for more information.

FAQS

People also ask

If you are eligible for more than one discount, we apply any subsequent discount to the already discounted rated premium (usually before adding taxes and charges). Discounts are subject to change without notice. Minimum premiums may apply. Any discount given will be shown on your certificate of insurance.

*Discount not applicable to Roadside Assist optional cover
^ Discount not applicable to GIO Home Assist optional cover, Excess-free Glass optional cover or Domestic Workers Compensation optional cover.

 

REVIEWS

What our customers are saying

NEW GIO Home Assist

GIO Home Assist - currently free with a new Home Building Insurance policy (excl. Landlord) — is an optional cover that can offer you help from a plumber, electrician, locksmith or carpenter in a home emergency. So if you’ve had GIO Home Assist added to your policy for 24 hours or more and you come home to something unexpected, like a burst pipe or blown fuse, we can help get it sorted ASAP.

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