Car Insurance

Know you’re secure on every journey with a GIO Car Insurance policy

Types of Car Insurance

When choosing the type of Car Insurance to suit your needs, you have two main options: Comprehensive Car Insurance and Third Party Property Damage. Within these two types, GIO offers four levels of Car Insurance cover to choose from, as well as CTP Insurance, which is a requirement in NSW and the ACT. With our four levels of cover you can find the type of Car Insurance certainty you’re looking for. Don’t just think you’re covered, know you are.

Customers rate our Car Insurance



Compare our 4 levels of cover

Do you need CTP Insurance?

Compulsory Third Party Insurance (CTP), also known as Green Slip insurance in New South Wales, is insurance attached to the registration of your vehicle. It provides protection to the at fault driver against compensation claims from people injured in a motor vehicle accident. CTP is required by all drivers in NSW and the ACT in order to register their vehicles.



Optional Extras for Comprehensive Car Insurance

14 days hire care after an event

If your car can’t be driven, is being repaired or has been stolen, and your claim is accepted, we can arrange and pay for the reasonable costs of a compact hire car for up to 14 days. This means you’ll be back on the road in no time – even if your car isn’t. We’ll also insure the hire car against accidental loss and damage, so you know you’re covered.

Windscreen and window glass cover

Know that if your windscreen or window glass, including sun roof, is the only damage sustained, we’ll replace it or repair the damage. This includes one excess free claim per year.

Roadside assist

24/7 roadside assistance when you need it most.

Did you know you can add GIO Roadside Assist to your Platinum or Comprehensive Car Insurance policy? With no joining fee and from less than $90 per year, we’ll help with flat tyres, flat batteries, emergency fuel, and more.


People also ask



What our customers are saying

Car Insurance is rated 4.6 out of 5 by 1494.
Rated 5 out of 5 by from Thanks GIO Easy Transaction thank you GIO. I will recommend GIO to my friends
Date published: 2018-04-21
Rated 5 out of 5 by from Easy to navigate This is my first time buying car insurance and GIO makes it very easy to work out my premium and how much I will be covered for!
Date published: 2018-04-21
Rated 5 out of 5 by from I changed my insurance company as I got what i wanted service & price My current insurance company was difficult to renew with,i hold gio CTP INSURANCE & I CAME TO THEM FOR COMPREHENSIVE ALSO, WHEN HOUSE AND CONTENTS COMES UP THEY WILL HAVE THE CHANCE TO BID.
Date published: 2018-04-21
Rated 5 out of 5 by from great product this is a very good policy would recommend this to anyone
Date published: 2018-04-20
Rated 5 out of 5 by from So easy to use! Your platinum cover offers so much more than my previous insurer and I was paying so much more. So glad I changed to GIO, better cover with the options I wanted and Im paying less now too.
Date published: 2018-04-19
Rated 4 out of 5 by from Great Great value for money with fantastic optional extra's
Date published: 2018-04-19
Rated 5 out of 5 by from Great Feature I'm so happy I found the right insurance for my car
Date published: 2018-04-19
Rated 5 out of 5 by from Better than all the rest! We have had great service from GIO staff on the phone; and our latest online purchase of insurance was easy, fast and much cheaper than other quotes. Thank you GIO!
Date published: 2018-04-19
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If you are eligible for more than one discount, we apply any subsequent discount to the already rated premium (usually before adding taxes and charges). Discounts are subject to change without notice. Minimum premiums may apply. Any discount given will be shown on your certificate of insurance.

*Discount not applicable to Roadside Assist optional cover.

^Discount not applicable to Domestic Workers Compensation optional cover.

Legal liability

Provides up to $20 million to pay compensation for loss or damage to another person’s vehicle or property caused by your car if you or someone you authorise is driving.