Car Insurance

Know you’re secure on every journey with a GIO Car Insurance policy

Types of Car Insurance

When choosing the type of Car Insurance to suit your needs, you have two main options: Comprehensive Car Insurance and Third Party Property Damage. Within these two types, GIO offers four levels of Car Insurance cover to choose from, as well as CTP Insurance, which is a requirement in NSW and the ACT. With our four levels of cover you can find the type of Car Insurance certainty you’re looking for. Don’t just think you’re covered, know you are.

Customers rate our Car Insurance

 

COVER OPTIONS

Compare our 4 levels of cover

Savings, Everyday!

Because GIO is part of the Suncorp Network, eligible customers can access Suncorp Benefits for up to 15% savings on everyday items.

Find out more   

Do you need CTP Insurance?

Compulsory Third Party Insurance (CTP), also known as Green Slip insurance in New South Wales, is insurance attached to the registration of your vehicle. It provides protection to the at fault driver against compensation claims from people injured in a motor vehicle accident. CTP is required by all drivers in NSW and the ACT in order to register their vehicles.

READ MORE ABOUT CTP INSURANCE

OPTIONAL COVER

Optional Extras for Comprehensive Car Insurance

21 days hire care after an event

If your car can’t be driven, is being repaired or has been stolen, and your claim is accepted, we can arrange and pay for the reasonable costs of a similar make or model hire car for up to 21 days. This means you’ll be back on the road in no time – even if your car isn’t. We’ll also insure the hire car against accidental loss and damage, so you know you’re covered.

Windscreen and window glass cover

Know that if your windscreen or window glass, including sun roof, is the only damage sustained, we’ll replace it or repair the damage. This includes one excess free claim per year. Where there is a chipped windscreen, that has not cracked, and can be safely repaired, we will also cover the cost of one repair without you losing your one excess free claim.

Roadside assist

24/7 roadside assistance when you need it most.

Did you know you can add GIO Roadside Assist to your Platinum or Comprehensive Car Insurance policy? With no joining fee and from less than $90 per year, we’ll help with flat tyres, flat batteries, emergency fuel, and more.

FAQs

People also ask

 

REVIEWS

What our customers are saying

Car Insurance is rated 4.6 out of 5 by 1622.
Rated 5 out of 5 by from Easy to transact with Just insured online, easy and excelent website and great options to choose from
Date published: 2018-08-30
Rated 5 out of 5 by from Good service and pricing I have been with GIO for a number of years and always compare when renewal comes around. I have still not found anyone else that has the service, features and pricing I require so I am quite happy to remain a customer.
Date published: 2018-08-01
Rated 1 out of 5 by from TERRIBLE LACK OF DISCOUNT FOR POLICY HOLDER WITH 3 OTHER POLICIES TERRIBLE LACK OF DISCOUNT FOR POLICY HOLDER WITH 3 OTHER POLICIES
Date published: 2018-06-29
Rated 1 out of 5 by from Efficient and knowledgeable staff over the phone Excellent customer service encouraged my to switch car insurance providers across to GIO.
Date published: 2018-06-15
Rated 5 out of 5 by from great value I found it to be good value , being retired I have to watch my finances .
Date published: 2018-06-15
Rated 5 out of 5 by from Fantastic features Have always had good service from gio and would reccomend to others
Date published: 2018-06-14
Rated 5 out of 5 by from Super easy I was looking for comprehensive insurance cover for the car we bought, the online process was so easy and the price was reasonable so we ended up also moving our other car insurance from another provider to GIO. Only area that would be easier if we could enter rego and it automatically fills in everything about the car based on what’s with RMS.
Date published: 2018-06-13
Rated 5 out of 5 by from Very good Thankfully I've never had to make a claim. It seems to be extremely good value for money considering the price of other insurers.
Date published: 2018-06-12
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If you are eligible for more than one discount, we apply any subsequent discount to the already rated premium (usually before adding taxes and charges). Discounts are subject to change without notice. Minimum premiums may apply. Any discount given will be shown on your certificate of insurance.

*Discount not applicable to Roadside Assist optional cover.

^Discount not applicable to Domestic Workers Compensation optional cover.

The Reward and Recognition program ("Suncorp Benefits") is a customer benefit service which is operated by Loyalty Corp Australia Services Pty Ltd ABN 39 615 958 873 ("Loyalty Corp/We") on behalf of Suncorp Corporate Services Pty Ltd ABN 89 074 966 466 for customers of the Suncorp Network. To be eligible for Suncorp Benefits you must hold a current policy or product with a brand or entity which is part of the Suncorp Network. Full Terms and Conditions are available here. Products and services including banking, superannuation and insurance (including life insurance, home and car insurance) are provided by separate companies in the Suncorp Group.

Legal liability

Provides up to $20 million to pay compensation for loss or damage to another person’s vehicle or property caused by your car if you or someone you authorise is driving.