Policy documents for Car Insurance

Product Disclosure Statement

Car Insurance PDS

For all new policies and renewals effective on or after 22 March 2021

Summary of changes

Additional Information Guide

Car Insurance Additional Information Guide (AIG)

This AIG is relevant to you if your policy has a commencement or a renewal effective date on or after 30 July 2021.

Car Insurance Additional Information Guide

This guide is relevant for policies purchased on or after 19 June 2018 to 21 March 2021 or renewed between 19 June 2018 to 21 March 2021

Roadside Assist Terms & Conditions

GIO Roadside Assist Terms and Conditions

Please read the GIO Roadside Assist Terms and Conditions for the terms, including the coverage, limitations and exclusions that apply to this optional extra.
If you commenced your policy from 3 December 2019 or your policy was due for renewal on or after 28 December 2019

Update pursuant to ASIC Corporations Instrument 2016/1055

Effective for policies with GIO Roadside Assist cover in force at 3/12/2019 for claims made on or after 3/12/2019. This is to be read in conjunction with your current Roadside Assist Terms and Conditions.

 

Premium, Excesses, Discounts & Claim Payments Guide

Car Insurance PED Guide

This guide is relevant to you if your policy has a commencement date on or after 11th December 2017 or renewal effective date on or after 5th February 2018.

Car Insurance PED Guide

This guide is relevant to you if your policy has a commencement date on or after 29 July 2015 or renewal effective date on or after 26th August 2015.

Car Insurance PED Guide

This guide is relevant to you if your policy has a commencement date on or after 13th March 2015 to 28th July 2015 or renewal date on or after 13th March 2015 to 25th August 2015.

Car Insurance PED Guide

This guide is relevant to you if your policy has a commencement date on or after 13th October 2014 or renewal effective date on or after 10th November 2014.

Car Insurance PED Guide

This guide is relevant to you if your policy has a commencement date on or after 3rd September 2013 or renewal effective date on or after 13th October 2013.

Historic Documents

Car Insurance Additional Information Guide (AIG)

Effective for policies between 22 March 2021 and 29 July 2021.

Car Insurance PDS

For policies purchased or renewed on or after 19 June 2018 to 21 March 2021.

Car Insurance SPDS

Effective for all policies from 6 June 2019 to 21 March 2021. This is to be read in conjunction with the relevant PDS.

Update pursuant to ASIC Corporations Instrument 2016/1055

For all policies in force from 19 June 2018 for claims made on or after 19 June 2018 to 21 March 2021. This is to be read in conjunction with the relevant PDS and SPDS.

GIO Roadside Assist Terms and Conditions

Read these GIO Roadside Assist Terms and Conditions if You commenced your policy from 30th July 2015 or Your policy was due for Renewal on or after 26th August 2015

Motor Vehicle Insurance SPDS

Effective from 2 May 2013

Motor Vehicle Insurance PED Guide

For policies commencing or renewing on or after 17 January 2013 to 30 June 2013.

Motor Vehicle Insurance PED Guide

For policies commencing or renewing on or after 1 July 2013.

Motor Vehicle Insurance PED Guide

For policies commencing or renewing on or after 1 May 2012 to 16 January 2013.

Car Insurance PDS

Effective for policies purchased on or after 3 September 2013 or renewing on or after the 13 October 2013.

Update Pursuant to ASIC Corporations Instrument 2016/1055

Effective for new business or policy renewals on or before 5 June 2019. This is to be read in conjunction with the relevant PDS and SPDS.

Update Pursuant to ASIC Class Order 03/237

Effective for all policies when you buy, extend, vary or reinstate your policy on or after 16 November 2015 or if you renew on or after 28 December 2015. It is to be read in conjunction with your current PDS and SPDS.

Car Insurance SPDS

Effective for policies purchased on or after 29 July 2015 or renewing on or after 26 August 2015.

Car Insurance SPDS

Effective for policies purchased on or after 13th October 2014 to 28 July 2015 or renewing on or after 10th November 2014 to 25th August 2015.