GIO INSURANCE

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SUPPORTING OUR GIO CUSTOMERS

We are committed to responding to the challenges during COVID-19.

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Why switch to GIO Insurance?

If something were to happen with your car, home or business, you want to know you’re covered, not just think you are. We’re here to help when you need us most. It’s that easy knowing with GIO.

SAVE 10% WITH A MULTI-POLICY DISCOUNT

You can save 10% if you hold three or more eligible policies. Terms and conditions apply.*^

 

24/7 claims#

You can lodge your car or home insurance claim at any time, either online or over the phone.

#24/7 claims and flexible cover: This does not apply to CTP or MAI Insurance products.

 

Flexible cover#

Choose the level of cover you need and pay your premium annually or monthly.

 

A trusted partner

Be confident with our innovative repair network and stress-free claims lodgement.

 

More rewards

Enjoy credits and discounts such as claims free savings on Comprehensive car policies and multi-policy discounts.

 

Home & Contents Insurance

Cover your most valuable assets, including your home and your contents within, in one policy — and save up to 15%^ on your premiums.

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Get an extra 10% off^*

Already a GIO customer? Enjoy an extra 10% off with our multi-policy discount if you have three or more eligible GIO policies.

Conditions Apply

Provided you are the first registered owner and your car is continuously insured under GIO Platinum Car Insurance from within 13 months of your car's purchase until the time of the total loss. We will replace your car with one of the same make and model (or similar  make and model if the same isn't available), or pay you the reasonable replacement cost

 

Lifetime new car replacement

If your car's written off — for as long as you own the car.

Conditions apply. See the PDS for details.

 

Platinum Car Insurance

Know that you're covered with GIO’s premium Car Insurance. Includes all the benefits of our Comprehensive Car Insurance, with extras like windscreen and window glass cover included automatically.

KNOW MORE ABOUT PLATINUM

Our range of GIO Insurance products

 

Car & Vehicle Insurance

We offer different levels of car insurance, from Comprehensive cover to Third Party Property Damage, as well as NSW CTP cover.

 

Home & Contents Insurance

Protect your home and the valuables inside. Find the right level of cover for your building, contents, or both.

 

Business Insurance

GIO has insurance designed for many types of businesses, large and small.


*A multi-policy discount (MPD) rewards you with a discount off your premium for holding three or more eligible paid general insurance policies with GIO. There must be a common mailing address and the person(s) seeking the discount must be nominated as an insured with the same name on each eligible policy. If you take out a new policy and then qualify for the multi-policy discount, you are eligible to receive the discount on that new policy immediately and on your other existing eligible policies from their next renewal date, provided you still qualify. If you become eligible around the time of policy renewal and the discount is not shown on your certificate of insurance, please contact us as the MPD may not have been applied to the renewing policies. See below for eligible policies. Discounts not applicable to Roadside Assist, GIO Home Assist, Excess-free Glass or Domestic Workers Compensation optional cover(s). See terms and conditions for other ways to save on GIO products, such as Platinum and Comprehensive Car Insurance and Home Insurance. 
#24/7 claims and flexible covers: For CTP or MAI Insurance products, claims are only available on the phone during business hours, and customers cannot increase or decrease their cover amounts, or choose to pay by the month. 
^Eligible policies that qualify for the MPD are: GIO Home, Contents, Landlord, Car, Motorcycle, Caravan (including trailer), and Boat. GIO NSW CTP Green Slip or GIO ACT MAI Insurance counts as an eligible policy, but can’t be discounted due to legislation. The discount is generally applied to the premium before we add taxes and charges. If you are eligible for more than one discount we usually apply any subsequent discount to the already discounted premium.
To find out more about the multi-policy discount please phone us on 13 10 10 (within Australia)

Our range of GIO Insurance products


*A multi-policy discount (MPD) rewards you with a discount off your premium for holding three or more eligible paid general insurance policies with GIO. There must be a common mailing address and the person(s) seeking the discount must be nominated as an insured with the same name on each eligible policy. If you take out a new policy and then qualify for the multi-policy discount, you are eligible to receive the discount on that new policy immediately and on your other existing eligible policies from their next renewal date, provided you still qualify. If you become eligible around the time of policy renewal and the discount is not shown on your certificate of insurance, please contact us as the MPD may not have been applied to the renewing policies. See below for eligible policies. Discounts not applicable to Roadside Assist, GIO Home Assist, Excess-free Glass or Domestic Workers Compensation optional cover(s). See terms and conditions for other ways to save on GIO products, such as Platinum and Comprehensive Car Insurance and Home Insurance. 
#24/7 claims and flexible covers: For CTP or MAI Insurance products, claims are only available on the phone during business hours, and customers cannot increase or decrease their cover amounts, or choose to pay by the month. 
^Eligible policies that qualify for the MPD are: GIO Home, Contents, Landlord, Car, Motorcycle, Caravan (including trailer), and Boat. GIO NSW CTP Green Slip or GIO ACT MAI Insurance counts as an eligible policy, but can’t be discounted due to legislation. The discount is generally applied to the premium before we add taxes and charges. If you are eligible for more than one discount we usually apply any subsequent discount to the already discounted premium.
To find out more about the multi-policy discount please phone us on 13 10 10 (within Australia)

KNOW WITH GIO

Eligible Car insurance policies include:

  • GIO Platinum & Comprehensive car insurance
  • GIO Third Party Property Damage car insurance
  • GIO Fire, Theft and Third Party Property Damage car insurance

You will be eligible for 20% off a new eligible Car insurance policy if you hold or purchase one of the following insurance policies:

  • GIO Home, Contents, or combined Home & Contents insurance
  • GIO CTP Personal Injury insurance (CTP)
  • GIO Landlord Property, Landlord Contents, or combined Property & Contents Insurance

Excludes other offers

If you apply for this Discount, you are not eligible to receive any other discount. If you are eligible for an online discount or this Discount, only one will be applied. If an online discount provides a greater discount than this Discount, this Discount will not apply. Discount doesn't apply to optional Roadside Assist. Read full T&Cs.

GIO Home Assist

GIO Home Assist — currently free with a new Home Building Insurance policy (excl. Landlord) — is an optional cover that can offer you help from a plumber, electrician, locksmith or carpenter in a home emergency. So if you’ve had GIO Home Assist added to your policy for 24 hours or more and you come home to something unexpected, like a burst pipe or blown fuse, we can help get it sorted ASAP.

NEW GIO Home Assist

GIO Home Assist - currently free with a new Home Building Insurance policy (excl. Landlord) — is an optional cover that can offer you help from a plumber, electrician, locksmith or carpenter in a home emergency. So if you’ve had GIO Home Assist added to your policy for 24 hours or more and you come home to something unexpected, like a burst pipe or blown fuse, we can help get it sorted ASAP.

Find out more

Conditions Apply

Provided you are the first registered owner and your car is continuously insured under GIO Platinum Car Insurance from within 13 months of your car's purchase until the time of the total loss. We will replace your car with one of the same make and model (or similar  make and model if the same isn't available), or pay you the reasonable replacement cost