All Home & Contents Insurance Products
Savings, Everyday!
Because GIO is part of the Suncorp Network, eligible customers can access Suncorp Benefits for up to 15% savings on everyday items.
GIO INSURANCE
If something were to happen with your car, home or business, you want to know you’re covered, not just think you are. We’re here to help when you need us most. It’s that easy knowing with GIO.
SAVE 10% WITH A MULTI-POLICY DISCOUNT
You can save 10% if you hold three or more eligible policies. Terms and conditions apply.*^
You can lodge your car or home insurance claim at any time, either online or over the phone.
#24/7 claims and flexible cover: This does not apply to CTP or MAI Insurance products.
Choose the level of cover you need and pay your premium annually or monthly.
Be confident with our innovative repair network and stress-free claims lodgement.
Enjoy credits and discounts such as claims free savings on Comprehensive car policies and multi-policy discounts.
Know that you're covered with GIO’s highest level of cover. Includes all the benefits of our Comprehensive Car Insurance, with extras like windscreen and window glass cover included automatically.
WINDSCREEN AND WINDOW REPLACEMENT COVER
Offer
Get $50 OFF YOUR GIO COMPREHENSIVE OR PLATINUM CAR INSURANCE POLICY
When you combine it with a GIO NSW CTP Green Slip on the same car.
With Home and Contents Insurance, you can be confident that your most valuable assets, like your home and its contents, are covered in one policy.
COVER FOR ACCIDENTAL LOSS OR DAMAGE IN THE HOME
*A multi-policy discount (MPD) rewards you with a discount off your premium for holding three or more eligible paid general insurance policies with GIO. There must be a common mailing address and the person(s) seeking the discount must be nominated as an insured with the same name on each eligible policy. If you take out a new policy and then qualify for the multi-policy discount, you are eligible to receive the discount on that new policy immediately and on your other existing eligible policies from their next renewal date, provided you still qualify. If you become eligible around the time of policy renewal and the discount is not shown on your certificate of insurance, please contact us as the MPD may not have been applied to the renewing policies. See below for eligible policies. Discounts not applicable to Roadside Assist, GIO Home Assist, Excess-free Glass or Domestic Workers Compensation optional cover(s). See terms and conditions for other ways to save on GIO products, such as Platinum and Comprehensive Car Insurance and Home Insurance.
#24/7 claims and flexible covers: For CTP or MAI Insurance products, claims are only available on the phone during business hours, and customers cannot increase or decrease their cover amounts, or choose to pay by the month.
^Eligible policies that qualify for the MPD are: GIO Home, Contents, Landlord, Car, Motorcycle, Caravan (including trailer), and Boat. GIO NSW CTP Green Slip or GIO ACT MAI Insurance counts as an eligible policy, but can’t be discounted due to legislation. The discount is generally applied to the premium before we add taxes and charges. If you are eligible for more than one discount we usually apply any subsequent discount to the already discounted premium.
To find out more about the multi-policy discount please phone us on 13 10 10 (within Australia)
*A multi-policy discount (MPD) rewards you with a discount off your premium for holding three or more eligible paid general insurance policies with GIO. There must be a common mailing address and the person(s) seeking the discount must be nominated as an insured with the same name on each eligible policy. If you take out a new policy and then qualify for the multi-policy discount, you are eligible to receive the discount on that new policy immediately and on your other existing eligible policies from their next renewal date, provided you still qualify. If you become eligible around the time of policy renewal and the discount is not shown on your certificate of insurance, please contact us as the MPD may not have been applied to the renewing policies. See below for eligible policies. Discounts not applicable to Roadside Assist, GIO Home Assist, Excess-free Glass or Domestic Workers Compensation optional cover(s). See terms and conditions for other ways to save on GIO products, such as Platinum and Comprehensive Car Insurance and Home Insurance.
#24/7 claims and flexible covers: For CTP or MAI Insurance products, claims are only available on the phone during business hours, and customers cannot increase or decrease their cover amounts, or choose to pay by the month.
^Eligible policies that qualify for the MPD are: GIO Home, Contents, Landlord, Car, Motorcycle, Caravan (including trailer), and Boat. GIO NSW CTP Green Slip or GIO ACT MAI Insurance counts as an eligible policy, but can’t be discounted due to legislation. The discount is generally applied to the premium before we add taxes and charges. If you are eligible for more than one discount we usually apply any subsequent discount to the already discounted premium.
To find out more about the multi-policy discount please phone us on 13 10 10 (within Australia)
Eligible policies
Eligible Car insurance policies include:
Eligible Home insurance policies include:
Refer to the T&Cs for a full list of eligible policies.
Excludes other offers
20% discount not available with any other offers and doesn’t apply to optional Roadside Assist. Refer to full T&Cs.
COOKIE AND DATA POLICY
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AAI LIMITED TRADING AS GIO
Insurance issued by AAI Limited ABN 48 005 297 807 trading as GIO. Registered Office, Level 28, 266 George St, Brisbane QLD 4000. Please read and consider the relevant Product Disclosure Statement before you make any decisions about this product. In accessing the GIO site you agree to the Online terms and Conditions.
