No bushfire, storm or flood cover in the first 72 hours of your policy. Very limited exceptions apply. Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm). Limits and exclusions apply.
GIO Insurance
If it's precious to you, protect it with us.
In Renewal and want to make a payment?
Easily pay your renewal now! Can't find your renewal notice? For eligible policies simply log in to get your document.
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You can now protect your information with multi-factor authentication (MFA).
Helping you protect what matters
Car Insurance
Choose from a range of coverage options so you can find cover that suits your car, needs and budget.
NSW CTP Insurance
Cover your liability for costs related to injuries sustained in a motor accident. You must have CTP insurance for your vehicle before you can register your car.
Benefits
Why Aussies might choose GIO
24/7 claims
(Excludes CTP and MAI)
Lodge your car or home insurance claim any time, online or over the phone. For CTP or MAI Insurance products, claims are only available on the phone during business hours.
Flexible cover
(Excludes CTP and MAI)
Choose the level of cover you need, adjust your excesses with eligible policies, and pay monthly or annually.
A trusted partner
Be confident with our innovative repair network and stress-free claims lodgement.
Ways to save
Eligible customers can enjoy discounts such as claims free savings on Comprehensive Car policies, and multi-policy discounts^.
News and info
Good to know about GIO
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GIO Can Help You Learn More About Business Insurance So You Can Know That You’re Covered – Read More Now
Manage your GIO insurance policies from your smartphone. Make and track claims, update personal details, renew policies, and more with the GIO App. Try it today!
A broken down vehicle in the midst of a road trip is absolutely no fun. Here are some suggested car emergency kit essentials to pack before setting off on your next road trip.
*No bushfire, storm or flood cover in the first 72 hours of your policy. Very limited exceptions apply. Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm). Limits and exclusions apply.
^A multi-policy discount (MPD) rewards you with a discount off your premium for holding three or more eligible paid general insurance policies with GIO. Eligible policies that qualify for the MPD are: Home Building, Home Contents, Landlord Property, Landlord Contents, Car, Motorcycle, Caravan (including trailer) and Boat Insurance. Where applicable, an eligible policy includes any level of cover selected for that policy type. A GIO NSW CTP Green Slip and a GIO ACT MAI insurance policy count as eligible policies, but the premium for these policies cannot be discounted. Discount not applicable to Roadside Assist optional cover, CTP Green Slips, MAI Insurance policies, GIO Home Assist optional cover or Excess-free Glass cover optional cover. The discount is generally applied to the premium before we add taxes and charges. If you are eligible for more than one discount we usually apply any subsequent discount to the already discounted premium. See full Terms and Conditions.
Insurance issued by AAI Limited ABN 48 005 297 807 trading as GIO. Read the Product Disclosure Statement before buying this insurance. Target Market Determination is also available. This advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it.
Floods
No bushfire, storm or flood cover in the first 72 hours of your policy. Very limited exceptions apply. Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm). Limits and exclusions apply.
