Choose from a range of coverage options so you can find cover that suits your car, your needs and your budget.
Floods
No bushfire, storm or flood cover in the first 72 hours of your policy. Very limited exceptions apply. Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm). Limits and exclusions apply.
Cover for your house, including the things that make it a home, in case of theft, fire, floods* and more.
Sort out your CTP so you can register your car with ease, and have cover for your liability for injuries caused to others in a motor vehicle accident.
Customise
You shouldn't have to compromise on quality to save money. That's why we offer a range of ways to save on a GIO insurance policy, while maintaining the cover we know you deserve.
Hold any 3 or more eligible policies with GIO and we’ll give you a multi-policy discount of 10%^. So if you’re a GIO customer, or thinking of becoming one, you can save on reliable coverage from a trusted insurer.
Benefits
(Excludes CTP and MAI)
Lodge your car or home insurance claim any time, online or over the phone. For CTP or MAI Insurance products, claims are only available on the phone during business hours.
(Excludes CTP and MAI)
Choose the level of cover you need, adjust your excesses with eligible policies, and pay monthly or annually.
Insure with confidence, thanks to our innovative repair network and simple guided claims process.
Eligible customers can enjoy discounts such as claims free savings on Comprehensive Car policies, and multi-policy discounts^.
News and info
Our Know More blog has articles and advice on a range of insurance-related topics.
If your house is at risk of being hit with something like severe rain, hail or strong wind, we’ll let you know if you have registered and downloaded the GIO App. You can also manage your insurance policies, make and track claims, update personal details, renew policies, and more.
It’s important to be aware of the risks posed by common household items. In this helpful guide, we asses what they are and what you can do to improve your safety.
*No bushfire, storm or flood cover in the first 72 hours of your policy. Very limited exceptions apply. Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm). Limits and exclusions apply.
^A multi-policy discount (MPD) rewards you with a discount off your premium for holding three or more eligible paid general insurance policies with GIO. Eligible policies that qualify for the MPD are: Home Building, Home Contents, Landlord Property, Landlord Contents, Car, Motorcycle, Caravan (including trailer) and Boat Insurance. Where applicable, an eligible policy includes any level of cover selected for that policy type. A GIO NSW CTP Green Slip and a GIO ACT MAI insurance policy count as eligible policies, but the premium for these policies cannot be discounted. Discounts also not applicable to Roadside Assist, GIO Home Assist, Excess-free Glass or Domestic Workers Compensation optional covers. The discount is generally applied to the premium before we add taxes and charges. If you are eligible for more than one discount we usually apply any subsequent discount to the already discounted premium. See full Terms and Conditions.
Insurance issued by AAI Limited ABN 48 005 297 807 trading as GIO. Read the Product Disclosure Statement before buying this insurance. Target Market Determination is also available. This advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it.
Floods
No bushfire, storm or flood cover in the first 72 hours of your policy. Very limited exceptions apply. Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm). Limits and exclusions apply.
COOKIE AND DATA POLICY
We use cookies and other related technologies to improve and tailor your website experience. See our Cookie and Data Policy. This policy provides information about how GIO collects and uses data related to your online activity, and how you can choose to remain anonymous. This content is current for Home Building, Home Contents, Landlord, Strata, Car, Motorcycle, Caravan and Boat Insurance policies with a start or renewal date on or after 22 March 2021.
AAI LIMITED TRADING AS GIO
Insurance issued by AAI Limited ABN 48 005 297 807 trading as GIO. Registered Office, Level 23, 80 Ann Street, Brisbane QLD 4000. Any advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. Please read the relevant Product Disclosure Statement before you make any decision regarding this product. The Target Market Determination is also available. In accessing the GIO site you agree to the Online Terms and Conditions.
