Boat Insurance

Comprehensive or Third Party protection for your private boat

Get a quote
Call 13 10 10

Compare types of cover

Choose between two levels of cover and find the right Boat Insurance to best suit your needs.

Comprehensive Boat Insurance

All the benefits of Third Party plus cover for damage to your boat from a range of incidents

Get a quote today call 13 10 10

Cover on land and in water up to 200 nautical miles off mainland Australia and Tasmania

$10 million legal liability cover for damage or injury caused to other people or their property

Accidental loss or damage from storm (including cyclone), fire, sinking, stranding, collision and impact

Boat contents up to $5,000

Rescue expenses up to $5,000

Third Party Boat Insurance

Insurance for damage your boat causes to other people and their property

Get a quote today call 13 10 10

Cover on land and in water up to 200 nautical miles off mainland Australia and Tasmania

$10 million legal liability cover for damage or injury caused to other people or their property

OPTIONAL COVER

Optional Covers you can add to Comprehensive Boat Insurance

Not available for Third Party Boat Insurance

Water-skier’s liability

Provides up to $10 million cover when your boat is towing a person or object for water skiing. Includes cover for injury and death to people and damage caused to property.

Lay-up period

If your boat’s not in use all year, you’ll pay a reduced premium during the nominated months and we’ll reduce your cover to theft and accidental loss or damage.

Additional cover for boat contents

Cover for accidental loss and damage, including theft, of your boat’s contents whether they’re on your boat or in a locked space like a garage or vehicle.

Cover for sailing boats when racing

Add this on for comprehensive cover even when competing in a sailing race of up to 100 nautical miles.

WHY GIO

Know with GIO

24/7 Claims

Claim at any time online, over the phone (13 14 46) - 24 hours a day, 7 days a week.


Est. in 1927

For over 90 years GIO has helped generations of customers with our complete range of insurance products.


No excess

If the operator of your boat didn't contribute to the accident (this means that the other operator was entirely at fault), we'll waive the excess if you provide the at fault operator’s or driver’s name, address, and vehicle registration number or boat identification details.

OFFERS

Ways to save

10% MULTI-POLICY DISCOUNT*^

Be rewarded with a 10% multi-policy discount if you hold three or more eligible policies with us. These include Home Building, Contents, Landlord, Car, Motorcycle, Caravan or Boat Insurance. A GIO NSW CTP Insurance policy or GIO ACT MAI Insurance policy will count as an eligible policy, but the premium for these policies cannot be discounted. View T&Cs

Multi-Policy Discount

Frequently Asked Questions

Looking for more detail? Any advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. Please read the relevant Product Disclosure Statement before you make any decision regarding this product. The Target Market Determination is also available.

Important Information

If you are eligible for more than one discount, we apply any subsequent discount to the already discounted rated premium (usually before adding taxes and charges). Discounts are subject to change without notice. Minimum premiums may apply. Any discount given will be shown on your certificate of insurance.

*Discount not applicable to Roadside Assist optional cover.

^Discounts not applicable to GIO Home Assist, Excess-free Glass or Domestic Workers Compensation optional covers.

Water-skier’s liability

Provides up to $10 million cover when your boat is towing a person or object for water skiing. Includes cover for injury and death to people and damage caused to property.

Lay-up period

If your boat’s not in use all year, you’ll pay a reduced premium during the nominated months and we’ll reduce your cover to theft and accidental loss or damage.

Additional cover for boat contents

Cover for accidental loss and damage, including theft, of your boat’s contents whether they’re on your boat or in a locked space like a garage or vehicle.

Cover for sailing boats when racing

Add this on for comprehensive cover even when competing in a sailing race of up to 100 nautical miles.