Tradies Insurance

Are you a tradesperson looking to protect your business? Or just looking for the insurance you need to get on site? Our flexible range of products designed for tradies can be tailored to suit your needs.

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What is Tradies Insurance?

Tradies Insurance is specialist cover for tradespeople such as electricians, tilers, plumbers and more, whether they’re on the go or working from a fixed premise. Depending on the needs of your business, you can get cover for things like the theft of tools and equipment, public and products liability claims, events such as tax probes, and more.

LEVELS OF COVER

Know which cover is right for you

Whether you’re a subcontractor or a business owner, we have options for you.

I'm a subcontractor

Mobile Business Protect

Offers cover for tradies who subcontract and go from site to site, who don’t work from a fixed premise. You can ensure that your most valuable items, like your tools and your vehicle, are covered

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READ POLICY DOCUMENT (PDS)

I own my business

Mobile Business Protect

Offers cover for tradies who own their own business but don’t operate from a commercial premises. You can get cover for things like tools and vehicles, as well as covering your business in case of events like tax probe.

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READ POLICY DOCUMENT (PDS)

I own my business and I operate from commercial premises

GIO Business Protect

Offers cover for business owners who work from a commercial property and not from their home. In addition to covering your property assets, tools, equipment and vehicles, you can take care of your business interests with things like tax probe cover and cover for your money.

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READ POLICY DOCUMENT (PDS)

Need your Certificate of Currency

Request a copy of your Certificate of Currency and we’ll make sure you receive it within 4 business hours via email

BUSINESS INSURANCE   WORKERS COMPENSATION

WHY GIO

Reasons to choose GIO

  • Fast and easy claims lodgement process
  • You can pay monthly to assist with your cash flow
  • GIO has been helping customers since 1927.
  • Over the phone support

Call 1800 036 837 for product and service support now.

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MAKE SURE YOU KNOW

How much Public & Products Liability cover do I need?

There is no simple answer here, as each business is different and has different needs. What may be useful is to look at the following:

  • The contracts you work on. Some contracts will stipulate the minimum amount of cover required. For example, if your business is within a shopping centre, you may find that the contract stipulates a minimum of $20m cover is required.
  • The conditions of your licence (if applicable). As an example, electrical contractors are required to hold a minimum of $5 million public liability cover in order to obtain their licence in some states. 

What is the difference between Public Liability and Products Liability insurance cover?

Both Public and Products Liability provide coverage for any injury or property damage that might be caused as a result of your business activities. The difference is that Public Liability relates to injury or property damage whilst you’re on the job, and Products Liability relates to injury or damage caused by any products you distribute, supply or manufacture.

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After entering your details, our application will determine a range of covers that are available for your business. 

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Looking for more detail? Information provided is general advice only and doesn’t take into account your particular objectives, financial situation or needs. Conditions, exclusions and limits apply. Consider the Product Disclosure Statement before making a decision about this insurance.

Speak to a GIO Business Insurance consultant on 13 10 10 (8am-7pm AEST/AEDT, Mon-Fri).

Our knowledgeable, Australian-based call centre team are passionate about Business Insurance. We’re ready to answer your questions about our products and services. We can also assist you with purchasing or renewing a policy, updating your details and more.