Cover for your building, business contents, stock or specified items for events such as fire, storm (excluding flood), impact, lightning, explosion and earthquake. Also included is the cost of removing debris, and rewriting of records.
Some businesses we insure
Covers we offer
Do you employ staff?
Workers Compensation insurance is compulsory in Australia, although arrangements vary between states. For more information or to get a quote, head to our Workers Compensation Insurance page.
After entering your details, our application will determine a range of covers that are available for your business.
Looking for more detail? Information provided is general advice only and doesn’t take into account your particular objectives, financial situation or needs. Conditions, exclusions and limits apply. Consider the Product Disclosure Statement before making a decision about this insurance.
Frequently asked questions
My company has a public liability insurance policy and I’m not sure why we have it. It was recommended to me years ago. Do I need this cover?
Public Liability policy covers your legal liability to third parties for personal injury and damage to property caused by something connected to your business. For example, if a customer falls and hurts themselves on your premises or if your forklift damages their car in your car park, they could sue you. GIO’s Public Liability policy offers you cover from $5 million to $20 million and is very affordable.
Call GIO Business Insurance on 1800 036 837 today to see if we can help you.
I’m going to take a break this holiday period and plan to close my Auto Electrical business over the holidays. What can I do to make sure my business is safe whilst unattended?
There are a number of measures you can take to protect your workshop.
- Check all windows, doors and fire alarms and unplug unused electrical.
- Tell your security company when you’ll be closed.
- Minimise the cash left on your premises.
- Ask a friend to visit your premises, collect mail etc.
- Clear gutters and rubbish from around your building.
- Review your insurances – make sure they’re up to date.
We’ve made a terrific buy on some great spare parts. We can store the stock alright but the thought occurs if I can take out some temporary cover to insure it.
You certainly can and you’re very wise to think of this. That bargain wouldn’t look so good if someone decided to burgle your premises! You can adjust the amount of cover you need at any time – it’s just a matter of ringing GIO and letting them know what you need.