MAKE SURE YOU KNOW
How much Public & Products Liability cover do I need?
There is no simple answer here, as each business is different and has different needs. What may be useful is to look at the following:
- The contracts you work on. Some contracts will stipulate the minimum amount of cover required. For example, if your business is within a shopping centre, you may find that the contract stipulates a minimum of $20m cover is required.
- The conditions of your licence (if applicable). As an example, electrical contractors are required to hold a minimum of $5 million public liability cover in order to obtain their licence in some states.
What is the difference between Public Liability and Products Liability insurance cover?
Both Public and Products Liability provide coverage for any injury or property damage that might be caused as a result of your business activities. The difference is that Public Liability relates to injury or property damage whilst you’re on the job, and Products Liability relates to injury or damage caused by any products you distribute, supply or manufacture.
After entering your details, our application will determine a range of covers that are available for your business.
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Looking for more detail? Information provided is general advice only and doesn’t take into account your particular objectives, financial situation or needs. Conditions, exclusions and limits apply. Consider the Product Disclosure Statement before making a decision about this insurance.