Business Insurance

Know that GIO has insurance designed for many types of businesses, large and small.

Types of Business Insurance

GIO offers several types of Business Insurance cover, such as Professional Indemnity and Workers Compensation Insurance, and provides Public Liability within each Business Insurance package. Your Business Insurance needs will depend on the industry in which you’re operating, and the type of business you run. Compare Business Insurance options below and see how these covers can help your business.

Public Liability

Covers you, up to your insured limit, for compensation claims of third party personal injury and/or property damage arising from events related to your business. It pays to know your business is covered from liability.

Small Business

From Property Damage to Business Interruption, GIO has a range of covers for small- and medium-sized businesses. Find the right cover to meet your specific business needs and know you’re covered.

Professional Indemnity

Covers you for claims arising from allegations that your specialist service or advice caused financial loss to your customers or clients.

Workers Compensation

Covers the wages of your workers if they suffer a work-related injury. Keep your business and employees secure with the knowledge that your business is covered.

Not-for-profit

Each not-for-profit operates differently and will therefore have its own particular risks, such as personal injury or property damage, which can occur in many ways. If your organisation is deemed liable for injury or property damage to a third party, GIO Public and Products Liability cover is designed to pay compensation.

Commercial Vehicle Insurance

Provides comprehensive cover and liability insurance for business-use vehicles, such as trucks, utes, sedans and more. Take to the road knowing your vehicle is covered.

MAKE SURE YOU KNOW

Which type of Business Insurance is right for me?

Unlike many other insurers, GIO has specific Business Insurance covers that are tailored to meet the needs of different industries. From professionals to hospitality, retail and many more, you can confidently find a type of cover that’s right for your business’ needs.

Need your Certificate of Currency?

Request a copy of your Certificate of Currency and we’ll make sure you receive it within 4 business hours via email.

BUSINESS INSURANCE  WORKERS COMPENSATION

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An employee works for and is part of your business, whilst a subcontractor operates their own business while contracting their services to you.

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Looking for more detail?

Information provided is general advice only and doesn’t take into account your particular objectives, financial situation or needs. Conditions, exclusions and limits apply. Consider the Product Disclosure Statement before making a decision about this insurance.

In NSW, AAI Limited ABN 48 005 297 807 trading as GIO acts as agent for the Workers Compensation Nominal Insurer ABN 83 564 379 108, also known as icare workers insurance, to manage workers insurance claims. To purchase or renew a Workers Insurance policy visit Workers Insurance.

Insurance (including Workers Compensation Insurance in WA, ACT, TAS and NT) is issued by AAI Limited ABN 48 005 297 807 trading as GIO.

Registered Office, Level 28, 266 George St, Brisbane QLD 4000. Please read and consider the relevant Product Disclosure Statement before you make any decisions about this product. In accessing the GIO site you agree to the Online Terms and Conditions.

Speak to a GIO Business Insurance consultant on 13 10 10 (8am-7pm AEST/AEDT, Mon-Fri).

Our knowledgeable, Australian-based call centre team are passionate about Business Insurance. We’re ready to answer your questions about our products and services. We can also assist you with purchasing or renewing a policy, updating your details and more.