Business Insurance

Know that GIO has insurance designed for many types of businesses, large and small.

Get a quote   Call us 13 10 10

Types of Business Insurance

GIO offers a range of business insurance packages that can be customised to suit your business. We have a range of cover options that address the needs of businesses who work from site to site, as well as options for businesses who operate from a fixed premises. Whether you’re simply after public liability insurance, require small business insurance or are a professional seeking customisable cover, GIO has a range of options for your business. We also have specialised packages for retail and not-for-profit businesses, as well as offering standalone cover for your commercial vehicle if you need it. Get a quote online or by calling us on 13 10 10.

Public Liability

Helps cover your business, up to your insured limit, for compensation claims of third party personal injury and/or property damage arising from covered events related to your business. It pays to know your business can get cover from certain liability.

Small Business

From Property Damage to Business Interruption, GIO has a range of covers for small- and medium-sized businesses. Find the right cover to meet your specific business needs and know you’re covered.


Medical and health practitioners, solicitors, consultants, engineers and many other professionals are exposed to risk from the services they offer. GIO provides insurance options designed to cover your professional business from certain liability, damage, theft and more.

Workers Compensation

Covers the wages of your workers if they suffer a work-related injury. Keep your business and employees secure with the knowledge that your business has cover.


Each not-for-profit operates differently and will therefore have its own particular risks, such as personal injury or property damage, which can occur in many ways. If your organisation is deemed liable for certain injury or property damage to a third party, GIO Public and Products Liability cover is designed to pay compensation.

Commercial Vehicle Insurance

Provides comprehensive cover and liability insurance for business-use vehicles, such as trucks, utes, sedans and more. Take to the road knowing your vehicle is covered.


Which type of Business Insurance is right for me?

Unlike many other insurers, GIO has specific Business Insurance covers that are tailored to meet the needs of different industries. From professionals to hospitality, retail to tradies and many more, you can confidently find a type of cover that’s right for your business’ needs.

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Request a copy of your Certificate of Currency and we’ll make sure you receive it within 4 business hours via email.


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Any advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it.  Please read the relevant Product Disclosure Statement before you make any decision regarding this product. The Target Market Determination is also available. 

In NSW, AAI Limited ABN 48 005 297 807 trading as GIO acts as agent for the Workers Compensation Nominal Insurer ABN 83 564 379 108, also known as icare workers insurance, to manage workers insurance claims. To purchase or renew a Workers Insurance policy visit Workers Insurance.

Insurance (including Workers Compensation Insurance in WA, ACT, TAS and NT) is issued by AAI Limited ABN 48 005 297 807 trading as GIO.

Registered Office, Level 23, 80 Ann St, Brisbane QLD 4000. Please read and consider the relevant Product Disclosure Statement before you make any decisions about this product. In accessing the GIO site you agree to the Online Terms and Conditions.

Speak to a GIO Business Insurance consultant

Call us on 13 10 10.

Our knowledgeable, Australian-based call centre team are passionate about Business Insurance. We’re ready to answer your questions about our products and services. We can also assist you with purchasing or renewing a policy, updating your details and more.

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