Cover for your building, business contents, stock or specified items for events such as fire, storm (excluding flood), impact, lightning, explosion and earthquake. Also included is the cost of removing debris, and rewriting of records.
You're in control
GIO Public Liability, Retail Business Protect, and Mobile Business Protect are designed for businesses operating in the retail hospitality industry, whether you are a sole trading barista, small takeaway shop or multi-store restaurant business.
Some businesses we insure
Covers we offer
Flexible cover to suit your needs
After entering your details, our application will determine a range of covers that are available for your business.
Looking for more detail? Information provided is general advice only and doesn’t take into account your particular objectives, financial situation or needs. Conditions, exclusions and limits apply. Consider the Product Disclosure Statement before making a decision about this insurance.
Frequently asked questions
Business Interruption is a type of insurance that every small business should have – but only around 50% do.
If it’s any comfort at all, you’re not the only business that has faced this problem. I know it’s too late for you, but to avoid it happening again...
There are a lot of simple tactics that should see your premises through your holiday and give you peace of mind.
There is a type of insurance policy called Business Interruption cover. This could help your business if an insured event like a fire prevents you from trading.
Be very careful! Have you heard the old expression “penny wise, pound foolish?” By trying to reduce your premiums, you’re running the risk of joining the thousands of small Australian businesses that are actually underinsured.