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Hospitality Insurance

GIO offers specialised products for businesses operating in the hospitality and food services industries. So if you run restaurants, cafes, takeaways or bakeries, GIO can customise the cover to match your needs. 

You're in control

GIO Public Liability, Retail Business Protect, and Mobile Business Protect are designed for businesses operating in the retail hospitality industry, whether you are a sole trading barista, small takeaway shop or multi-store restaurant business.

With the ability to tailor the retail business insurance package by selecting covers to suit your hospitality business, this offering from GIO will help ensure you have peace of mind that your hospitality business is better protected.

Diverse Cover

Wide range of insurance cover designed for your retail business.

Fast & easy claims

Fast and easy claims lodgement process.

Pay monthly

You can pay monthly to assist with your cash flow.

Some businesses we insure

These are just some of the hospitality businesses we insure

  • Cafe
  • Restaurant
  • Internet cafe
  • Coffee shop/barista
  • Juice bar
  • Mobile food vendor
  • Pie shop
  • Ice cream shop
  • Noodle shop
  • Canteen/kiosk
  • Chicken shop
  • Salad bar
  • Pizza shop
  • Sushi bar
  • Fish and chip shop
  • Sandwich shop
  • Caterer
  • Mobile chef

Can't see the business you are looking for?

Don't worry we can still help you.

After entering your details, our application will determine a range of covers that are available for your business.

Covers we offer

Flexible cover to suit your needs

GIO Public Liability

For businesses that only need basic cover

Public Liability is available within GIO's Protect range of policies.

Public and products liability cover with limits up to $20 million

Advertising liability

Extended reported period

Cover for items held in your care, custody or control

GIO Mobile Business Protect

For businesses operating on the road

If you are running a mobile hospitality business like a coffee van or as a caterer, GIO Mobile Business Protect has covers you can tailor to your needs

Public and products liability cover with limits up to $20 million

Professional indemnity insurance

GIO Retail Business Protect

For businesses operating from a commercial premises

If you are running a restaurant, café or coffee shop, GIO Retail Business Protect is designed to cover your needs with enhanced covers for specialised fit-outs and seasonal increases to stock.

Public and products liability cover with limits up to $20 million

Read policy document (PDS)

These are just some of the covers GIO Business Protect offers. See the PDS for the complete list of covers. 

Start Now

After entering your details, our application will determine a range of covers that are available for your business. 

Looking for more detail? Information provided is general advice only and doesn’t take into account your particular objectives, financial situation or needs. Conditions, exclusions and limits apply. Consider the Product Disclosure Statement before making a decision about this insurance.

Frequently asked questions
for Hospitality