Trailer and Horse Float Insurance
Trailer cover that has your back, on and off the road.
Protect your horse trailer with insurance you can count on from GIO. Whether it’s a float or a gooseneck, your trailer is a valuable investment—and we’re here to help you safeguard it. With cover available Australia wide, GIO Horse Trailer Insurance makes it easy to hit the road with confidence, knowing your gear is protected.
Enjoy the peace of mind that comes with cover backed by one of Australia’s leading insurers.
What we cover
READ POLICY DOCUMENTS (PDF)
What we don't cover
The above information is just a summary. More detailed terms and conditions apply to what we cover, and the limitations on our cover. For full details on what is and isn't covered, check the Product Disclosure Statement (PDS).
Benefits
Why Aussies might choose GIO
24/7 claims
(Excludes CTP and MAI)
Lodge your car or home insurance claim any time, online or over the phone. For CTP or MAI Insurance products, claims are only available on the phone during business hours.
Flexible cover
(Excludes CTP and MAI)
Choose the level of cover you need, adjust your excesses with eligible policies, and pay monthly or annually.
A trusted partner
Be confident with our innovative repair network and stress-free claims lodgement.
Frequently Asked Questions
Even at home, your trailer or horse float may be affected by life’s unforeseen events. GIO covers your trailer or float wherever it is, whether that’s on the road or parked at home.
Yes, but it’s limited. GIO Comprehensive Car Insurance provides:
- legal liability cover in case your trailer or horse float damages someone else’s property, and
- up to $1000 cover for accidental damage to your trailer caused by separating from your car while moving.
This is why you may also want to take out trailer insurance, separate to the limited cover GIO Comprehensive Car Insurance offers.
Yes if you hold trailer insurance. Our policy covers your trailer or horse float regardless of who is towing it, provided they're using it with your permission and are legally allowed to tow it. Note GIO Comprehensive Car Insurance won’t cover your trailer if someone else is towing it.
If you hold trailer insurance and your trailer or horse float is less than two years old and is written off as a total loss, we'll replace it with a new one of a similar make and model, if you were the first owner. For other written off trailers and horse floats, you are covered for the agreed value or market value (depending on your policy type) to help you find a suitable replacement.
See the PDS for the full terms and conditions of when each type of cover applies.
If your trailer or horse float is not roadworthy after an incident, we’ll cover the reasonable costs of towing to the nearest repairer or a safe location. We also cover storage costs while arrangements are being made for repairs or assessment.
Our teams are here to help you decide which cover is right for you. If you have questions about insuring your trailer or horse float, call us on 13 10 10.
Looking for more detail? Any advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. Please read the relevant Product Disclosure Statement before you make any decision regarding this product. The Target Market Determination is also available.
