See our Cookie & Data Policy for more details.
What does Small Business Insurance cover?
GIO offers a range of small business insurance covers, so you can choose the cover that suits the needs of your business; such as Public and Products liability, Property damage for your assets and equipment, and Business Interruption cover for a reduction in your turnover due to insured events.
Explore your cover options – get a personalised Small Business Insurance quote today.
One package with one premium
Fast & easy claims
Some businesses we insure
Covers we offer
Do you employ staff?
Workers Compensation insurance is compulsory in Australia, although arrangements vary between states. For more information or to get a quote, head to our Workers Compensation Insurance page.
After entering your details, our application will determine a range of covers that are available for your business.
Looking for more detail? Information provided is general advice only and doesn’t take into account your particular objectives, financial situation or needs. Conditions, exclusions and limits apply. Consider the Product Disclosure Statement before making a decision about this insurance.
Frequently asked questions
According to the ATO, "you can generally claim a deduction for most operating expenses in the same income year you incur them".
An employee works for and is part of your business, whilst a subcontractor operates their own business while contracting their services to you.