Small Business Insurance

GIO offers a range of specialised products for small businesses with flexible covers to match the needs of your business.  Covers include Public Liability, Fire, Theft and motor cover for cars, vans and trucks. 

What does Small Business Insurance cover?

GIO offers a range of small business insurance covers, so you can choose the cover that suits the needs of your business; such as Public and Products liability, Property damage for your assets and equipment, and Business Interruption cover for a reduction in your turnover due to insured events.

Explore your cover options – get a personalised Small Business Insurance quote today.

One package with one premium

One insurance package with one premium including cover for your premises, contents, stock, vehicles, legal liability and management liability.

Fast & easy claims

Fast and easy claims lodgement process.

Pay monthly

You can pay monthly to assist with your cash flow.

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 Some businesses we insure

Can't see the business you are looking for?

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After entering your details, our application will determine a range of covers that are available for your business. 

Covers we offer

Flexible cover to suit your needs

GIO Public Liability

For businesses that only need basic cover

Public Liability is available within GIO's Protect range of policies.

Public and products liability cover with limits up to $20 million

Advertising liability

Cover for items held in your care, custody or control

GIO Mobile Business Protect

For businesses on the move

Specifically designed for tradesmen or professionals who need cover when they are out and about or working from home.

Public and products liability cover with limits up to $20 million

GIO Business Protect

For businesses with buildings, equipment and stock

Whether you're a professional, manufacturer or landlord, this offers a flexible choice of covers to suit your needs.

Public and products liability cover with limits up to $20 million

Read policy document (PDS)

These are just some of the covers GIO Business Protect offers. See the PDS for the complete list of covers. 

Do you employ staff?

Workers Compensation insurance is compulsory in Australia, although arrangements vary between states. For more information or to get a quote, head to our Workers Compensation Insurance page.

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After entering your details, our application will determine a range of covers that are available for your business. 

Looking for more detail? Information provided is general advice only and doesn’t take into account your particular objectives, financial situation or needs. Conditions, exclusions and limits apply. Consider the Product Disclosure Statement before making a decision about this insurance.

Frequently asked questions
for Small Business Insurance