- GIO
- Policy documents
- Business Insurance Policy Documents
Policy documents for Business Insurance
Business Protect |
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This PDS applies to new policies commenced on or after 5 October 2021 and renewal policies commenced on or after 5 October 2021. |
This PDS applies to policies renewed or policies commenced between 25 May 2021 and 4 October 2021. |
For policies commenced or renewed before 24 May 2021. |
Supplementary Product Disclosure Statement (SPDS) Effective for new business or policy renewals between 27 October 2020 and 24 May 2021. This is to be read in conjunction with your current PDS and SPDS. |
Financial Services Guide – effective 5 October 2021 This FSG outlines important legal information including the services we are authorised to provide. |
Target Market Determination |
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Effective on or after 8 September 2021. |
Past Documents Business Protect |
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Financial Services Guide – effective 1 July 2021 to 4 October 2021 This FSG outlines important legal information including the services we are authorised to provide. |
Financial Services Guide - effective from 2 May 2019 to 30 June 2021 This FSG outlines important legal information including the services we are authorised to provide. |
Update pursuant to ASIC Corporations Instrument 2016/1055 Effective for new or policy renewals on or before 28 March 2019. |
Supplementary Product Disclosure Statement (SPDS) Effective for new business or policy renewals on or after 28 March 2019. For policies renewing on or after 2 May 2019. This is to be read in conjunction with your current PDS and SPDS. |
Retail Business Protect |
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This PDS applies to new policies commenced on or after 5 October 2021 and renewal policies commenced on or after 5 October 2021. |
This PDS applies to policies renewed or policies commenced between 25 May 2021 and 4 October 2021. |
For policies commenced or renewed before 24 May 2021 |
Supplementary Product Disclosure Statement (SPDS) Effective for new business or policy renewals between 27 October 2020 and 24 May 2021. This is to be read in conjunction with your current PDS and SPDS. |
Financial Services Guide – effective 5 October 2021 This FSG outlines important legal information including the services we are authorised to provide. |
Target Market Determination |
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Effective on or after 8 September 2021. |
Past Documents Retail Business Protect |
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Financial Services Guide – effective 1 July 2021 to 4 October 2021 This FSG outlines important legal information including the services we are authorised to provide. |
Financial Services Guide - effective from 2 May 2019 to 30 June 2021 This FSG outlines important legal information including the services we are authorised to provide. |
Update pursuant to ASIC Corporations Instrument 2016/1055 Effective for new or policy renewals on or before 28 March 2019. |
Supplementary Product Disclosure Statement (SPDS) Effective for new business or policy renewals on or after 28 March 2019. For policies renewing on or after 2 May 2019. This is to be read in conjunction with your current PDS and SPDS. |
Mobile Business Protect |
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This PDS applies to new policies commenced on or after 5 October 2021 and renewal policies commenced on or after 5 October 2021. |
This PDS applies to policies renewed or policies commenced between 25 May 2021 and 4 October 2021. |
For policies commenced or renewed before 24 May 2021. |
Supplementary Product Disclosure Statement (SPDS) Effective for new business or policy renewals between 27 October 2020 and 24 May 2021. This is to be read in conjunction with your current PDS and SPDS. |
Financial Services Guide – effective 5 October 2021 This FSG outlines important legal information including the services we are authorised to provide. |
Target Market Determination |
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Effective on or after 8 September 2021. |
Past Documents Mobile Business Protect |
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Financial Services Guide – effective 1 July 2021 to 4 October 2021 This FSG outlines important legal information including the services we are authorised to provide. |
Financial Services Guide - effective from 2 May 2019 to 30 June 2021 This FSG outlines important legal information including the services we are authorised to provide. |
Update pursuant to ASIC Corporations Instrument 2016/1055 Effective for new or policy renewals on or before 28 March 2019. |
Supplementary Product Disclosure Statement (SPDS) Effective for new business or policy renewals on or after 28 March 2019. For policies renewing on or after 2 May 2019. This is to be read in conjunction with your current PDS and SPDS. |
Professional Business Protect |
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This PDS applies to new policies commenced on or after 5 October 2021 and renewal policies commenced on or after 5 October 2021. |
This PDS applies to policies renewed or policies commenced between 25 May 2021 and 4 October 2021. |
For policies commenced or renewed before 24 May 2021. |
This PDS applies to new policies commenced on or after 5 October 2021 and renewal policies commenced on or after 5 October 2021. |
Financial Services Guide – effective 5 October 2021 This FSG outlines important legal information including the services we are authorised to provide. |
Target Market Determination |
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Professional Business Protect (TMD) Effective on or after 8 September 2021. |
Past Documents Professional Business Protect |
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Financial Services Guide – effective 1 July 2021 to 4 October 2021 This FSG outlines important legal information including the services we are authorised to provide. |
Financial Services Guide - effective from 2 May 2019 to 30 June 2021 This FSG outlines important legal information including the services we are authorised to provide. |
Update pursuant to ASIC Corporations Instrument 2016/1055 Effective for new or policy renewals on or before 28 March 2019. |
Supplementary Product Disclosure Statement (SPDS) Effective for new business or policy renewals on or after 28 March 2019. For policies renewing on or after 2 May 2019. This is to be read in conjunction with your current PDS and SPDS. |
Motor Trade Business Protect |
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This PDS applies to new policies commenced on or after 5 October 2021 and renewal policies commenced on or after 5 October 2021. |
This PDS applies to policies renewed or policies commenced between 25 May 2021 and 4 October 2021. |
For policies commenced or renewed before 24 May 2021. |
Supplementary Product Disclosure Statement (SPDS) Effective for new business or policy renewals between 27 October 2020 and 24 May 2021. This is to be read in conjunction with your current PDS and SPDS. |
Financial Services Guide – effective 5 October 2021 This FSG outlines important legal information including the services we are authorised to provide. |
Target Market Determination |
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Motor Trade Business Protect (TMD) Effective on or after 8 September 2021. |
Past Documents Motor Trade Business Protect |
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Financial Services Guide – effective 1 July 2021 to 4 October 2021 This FSG outlines important legal information including the services we are authorised to provide. |
Financial Services Guide - effective from 2 May 2019 to 30 June 2021 This FSG outlines important legal information including the services we are authorised to provide. |
Update pursuant to ASIC Corporations Instrument 2016/1055 Effective for new or policy renewals on or before 28 March 2019. |
Supplementary Product Disclosure Statement (SPDS) Effective for new business or policy renewals on or after 28 March 2019. For policies renewing on or after 2 May 2019. This is to be read in conjunction with your current PDS and SPDS. |
Commercial Motor Protect |
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This PDS applies to new policies commenced on or after 5 October 2021 and renewal policies commenced on or after 5 October 2021. |
This PDS applies to policies renewed or policies commenced between 25 May 2021 and 4 October 2021. |
Supplementary Product Disclosure Statement (SPDS) Effective for new business or policy renewals between 27 October 2020 and 24 May 2021. This is to be read in conjunction with your current PDS and SPDS. |
Financial Services Guide – effective 5 October 2021 This FSG outlines important legal information including the services we are authorised to provide. |
Target Market Determination |
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Commercial Motor Protect (TMD) Effective on or after 8 September 2021. |
Past Documents Commercial Motor Protect |
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Financial Services Guide – effective 1 July 2021 to 4 October 2021 This FSG outlines important legal information including the services we are authorised to provide. |
Financial Services Guide - effective from 2 May 2019 to 30 June 2021 This FSG outlines important legal information including the services we are authorised to provide. |
Update pursuant to ASIC Corporations Instrument 2016/1055 Effective for new or policy renewals on or before 28 March 2019. |
Supplementary Product Disclosure Statement (SPDS) Effective for new business or policy renewals on or after 28 March 2019. This is to be read in conjunction with your current PDS and SPDS. |
Not For Profit Organisation Insurance |
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This wording applies to policies renewed or policies commenced after 25 May 2021. |
Financial Services Guide – effective 5 October 2021 This FSG outlines important legal information including the services we are authorised to provide. |
Past Documents Not For Profit Organisation Insurance |
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Financial Services Guide – effective 1 July 2021 to 4 October 2021 This FSG outlines important legal information including the services we are authorised to provide. |