Policy documents for Business Insurance

Business Protect
Product Disclosure Statement This PDS applies to new policies commenced on or after 5 October 2021 and renewal policies commenced on or after 5 October 2021.
Product Disclosure Statement This PDS applies to policies renewed or policies commenced between 25 May 2021 and 4 October 2021.
Product Disclosure Statement For policies commenced or renewed before 24 May 2021.
Supplementary Product Disclosure Statement (SPDS) Effective for new business or policy renewals between 27 October 2020 and 24 May 2021. This is to be read in conjunction with your current PDS and SPDS.
Financial Services Guide – effective 5 October 2021 This FSG outlines important legal information including the services we are authorised to provide.

Target Market Determination
Business Protect (TMD) Effective on or after 8 September 2021.

Past Documents Business Protect
Financial Services Guide – effective 1 July 2021 to 4 October 2021 This FSG outlines important legal information including the services we are authorised to provide.
Financial Services Guide - effective from 2 May 2019 to 30 June 2021 This FSG outlines important legal information including the services we are authorised to provide.
Message from the NSW Emergency Services Levy Insurance Monitor
Update pursuant to ASIC Corporations Instrument 2016/1055 Effective for new or policy renewals on or before 28 March 2019.
Supplementary Product Disclosure Statement (SPDS) Effective for new business or policy renewals on or after 28 March 2019. For policies renewing on or after 2 May 2019. This is to be read in conjunction with your current PDS and SPDS.

Retail Business Protect
Product Disclosure Statement This PDS applies to new policies commenced on or after 5 October 2021 and renewal policies commenced on or after 5 October 2021.
Product Disclosure Statement This PDS applies to policies renewed or policies commenced between 25 May 2021 and 4 October 2021.
Product Disclosure Statement For policies commenced or renewed before 24 May 2021
Supplementary Product Disclosure Statement (SPDS) Effective for new business or policy renewals between 27 October 2020 and 24 May 2021. This is to be read in conjunction with your current PDS and SPDS.
Financial Services Guide – effective 5 October 2021 This FSG outlines important legal information including the services we are authorised to provide.

Target Market Determination
Retail Business Protect (TMD) Effective on or after 8 September 2021.

Past Documents Retail Business Protect
Financial Services Guide – effective 1 July 2021 to 4 October 2021 This FSG outlines important legal information including the services we are authorised to provide.
Financial Services Guide - effective from 2 May 2019 to 30 June 2021 This FSG outlines important legal information including the services we are authorised to provide.
Message from the NSW Emergency Services Levy Insurance Monitor
Update pursuant to ASIC Corporations Instrument 2016/1055 Effective for new or policy renewals on or before 28 March 2019.
Supplementary Product Disclosure Statement (SPDS) Effective for new business or policy renewals on or after 28 March 2019. For policies renewing on or after 2 May 2019. This is to be read in conjunction with your current PDS and SPDS.

Mobile Business Protect
Product Disclosure Statement This PDS applies to new policies commenced on or after 5 October 2021 and renewal policies commenced on or after 5 October 2021.
Product Disclosure Statement This PDS applies to policies renewed or policies commenced between 25 May 2021 and 4 October 2021.
Product Disclosure Statement For policies commenced or renewed before 24 May 2021.
Supplementary Product Disclosure Statement (SPDS) Effective for new business or policy renewals between 27 October 2020 and 24 May 2021. This is to be read in conjunction with your current PDS and SPDS.
Financial Services Guide – effective 5 October 2021 This FSG outlines important legal information including the services we are authorised to provide.

Target Market Determination
Mobile Business Protect (TMD) Effective on or after 8 September 2021.

Past Documents Mobile Business Protect
Financial Services Guide – effective 1 July 2021 to 4 October 2021 This FSG outlines important legal information including the services we are authorised to provide.
Financial Services Guide - effective from 2 May 2019 to 30 June 2021 This FSG outlines important legal information including the services we are authorised to provide.
Message from the NSW Emergency Services Levy Insurance Monitor
Update pursuant to ASIC Corporations Instrument 2016/1055 Effective for new or policy renewals on or before 28 March 2019.
Supplementary Product Disclosure Statement (SPDS) Effective for new business or policy renewals on or after 28 March 2019. For policies renewing on or after 2 May 2019. This is to be read in conjunction with your current PDS and SPDS.

Professional Business Protect
Product Disclosure Statement This PDS applies to new policies commenced on or after 5 October 2021 and renewal policies commenced on or after 5 October 2021.
Product Disclosure Statement This PDS applies to policies renewed or policies commenced between 25 May 2021 and 4 October 2021.
Product Disclosure Statement For policies commenced or renewed before 24 May 2021.
Product Disclosure Statement This PDS applies to new policies commenced on or after 5 October 2021 and renewal policies commenced on or after 5 October 2021.
Financial Services Guide – effective 5 October 2021 This FSG outlines important legal information including the services we are authorised to provide.

Target Market Determination
Professional Business Protect (TMD) Effective on or after 8 September 2021.

Past Documents Professional Business Protect
Financial Services Guide – effective 1 July 2021 to 4 October 2021 This FSG outlines important legal information including the services we are authorised to provide.
Financial Services Guide - effective from 2 May 2019 to 30 June 2021 This FSG outlines important legal information including the services we are authorised to provide.
Message from the NSW Emergency Services Levy Insurance Monitor
Update pursuant to ASIC Corporations Instrument 2016/1055 Effective for new or policy renewals on or before 28 March 2019.
Supplementary Product Disclosure Statement (SPDS) Effective for new business or policy renewals on or after 28 March 2019. For policies renewing on or after 2 May 2019. This is to be read in conjunction with your current PDS and SPDS.

Motor Trade Business Protect
Product Disclosure Statement This PDS applies to new policies commenced on or after 5 October 2021 and renewal policies commenced on or after 5 October 2021.
Product Disclosure Statement This PDS applies to policies renewed or policies commenced between 25 May 2021 and 4 October 2021.
Product Disclosure Statement For policies commenced or renewed before 24 May 2021.
Supplementary Product Disclosure Statement (SPDS) Effective for new business or policy renewals between 27 October 2020 and 24 May 2021. This is to be read in conjunction with your current PDS and SPDS.
Financial Services Guide – effective 5 October 2021 This FSG outlines important legal information including the services we are authorised to provide.

Target Market Determination
Motor Trade Business Protect (TMD) Effective on or after 8 September 2021.

Past Documents Motor Trade Business Protect
Financial Services Guide – effective 1 July 2021 to 4 October 2021 This FSG outlines important legal information including the services we are authorised to provide.
Financial Services Guide - effective from 2 May 2019 to 30 June 2021 This FSG outlines important legal information including the services we are authorised to provide.
Message from the NSW Emergency Services Levy Insurance Monitor
Update pursuant to ASIC Corporations Instrument 2016/1055 Effective for new or policy renewals on or before 28 March 2019.
Supplementary Product Disclosure Statement (SPDS) Effective for new business or policy renewals on or after 28 March 2019. For policies renewing on or after 2 May 2019. This is to be read in conjunction with your current PDS and SPDS.

Commercial Motor Protect
Product Disclosure Statement This PDS applies to new policies commenced on or after 5 October 2021 and renewal policies commenced on or after 5 October 2021.
Product Disclosure Statement This PDS applies to policies renewed or policies commenced between 25 May 2021 and 4 October 2021.
Supplementary Product Disclosure Statement (SPDS) Effective for new business or policy renewals between 27 October 2020 and 24 May 2021. This is to be read in conjunction with your current PDS and SPDS.
Financial Services Guide – effective 5 October 2021 This FSG outlines important legal information including the services we are authorised to provide.

Target Market Determination
Commercial Motor Protect (TMD) Effective on or after 8 September 2021.

Past Documents Commercial Motor Protect
Financial Services Guide – effective 1 July 2021 to 4 October 2021 This FSG outlines important legal information including the services we are authorised to provide.
Financial Services Guide - effective from 2 May 2019 to 30 June 2021 This FSG outlines important legal information including the services we are authorised to provide.
Update pursuant to ASIC Corporations Instrument 2016/1055 Effective for new or policy renewals on or before 28 March 2019.
Supplementary Product Disclosure Statement (SPDS) Effective for new business or policy renewals on or after 28 March 2019. This is to be read in conjunction with your current PDS and SPDS.

Not For Profit Organisation Insurance
Policy Wordings For policies purchased on or after 18 January 2016, or renewing on or after 2 March 2016
Policy Wordings For policies purchased prior to 18 January 2016, or renewing prior to 2 March 2016
Supplementary Product Disclosure Statement (SPDS) Effective for new business or policy renewals on or after 28 March 2019. This is to be read in conjunction with your current PDS and SPDS.
Financial Services Guide – effective 5 October 2021 This FSG outlines important legal information including the services we are authorised to provide.

Past Documents Not For Profit Organisation Insurance
Financial Services Guide – effective 1 July 2021 to 4 October 2021 This FSG outlines important legal information including the services we are authorised to provide.

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