Third Party Car Insurance

Protection for damage your car causes to other people's vehicles and property

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What is Third Party Property Damage Insurance?

Third Party Property Damage Insurance is a non-compulsory car insurance that gives you a basic level of cover for up to $20 million damage caused by your car to other vehicles and property. Consider Third Party Property Damage or upgrade to GIO Fire, Theft and Third Party which covers fire and theft with added benefits like emergency repairs, key replacement and more.

Third Party should not be confused with Compulsory Third Party Insurance which is a government requirement for all registered vehicles and is also known as CTP or Green Slip in NSW and rego in ACT.

Choose between our standard Third Party Property Damage Insurance and the added protection of Fire, Theft and Third Party Property Damage.

Third Party Property Damage

Our standard third party cover

$20 million for damage caused by your car

Damage caused by property falling from your car

Includes emergency services clean-up costs

Up to $5,000 for collision damage to your car by an uninsured driver at fault

Fire, Theft and Third Party Property Damage

Third Party Property Damage +

extra cover for fire and theft

$20 million for damage caused by your car

Damage caused by property falling from your car

Includes emergency services clean-up costs

Up to $5,000 for collision damage to your car by an uninsured driver at fault

Car key replacement and lock recoding after theft

14 days compact hire car after theft

Looking for more detail? Information provided is general advice only and doesn't take into account your particular objectives, financial situation or needs. Conditions, exclusions and limits apply. Read the Product Disclosure Statement before making a decision about this insurance.

Est. in 1927

We've been a trusted insurer for 90 years

24/7 Claims

Make your claim at any time over the phone: 24 hours a day, 7 days a week

Call: 13 14 46

4.6/5

How customers rate us on the independent review network BazaarVoice – don't just take our word for it, see for yourself

No Excess

If we decide the accident you're claiming for wasn't your fault, we'll waive the excess if you provide details of the person responsible