Flood means the covering of normally dry land by water that has escaped or been released from the normal confines of things like a lake, river or other natural watercourse. It doesn't include high tides, waves and other movements of the sea like storm surges and we don't cover retaining walls, sea walls, garden borders and free standing outdoor walls.
You're in control of your Home and Contents Insurance. Choose from three levels of flexible cover to best suit the needs of your household.
Feel better protected with our range of optional covers. Depending on which level of cover you choose, these may be automatically included or available to add on to your policy for an additional cost.
Not sure how much to insure your home or contents for?
If you are eligible for more than one discount, we apply any subsequent discount to the already discounted rated premium (usually before adding taxes and charges). Discounts are subject to change without notice. Minimum premiums may apply. Any discount given will be shown on your certificate of insurance.
*Discount not applicable to Roadside Assist optional cover
^Discount not applicable to Domestic Workers Compensation optional cover