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Home and Contents Insurance Comparison

Compare the main features, benefits and claim limits of GIO Home and Contents Insurance

No matter which Home and Contents Insurance product you choose, we insure these events:

You can claim for these after an insured event has occurred.

GIO provides

Classic

Classic Extras

Platinum

Classic

Yes

Classic Extras

Yes

Platinum

Yes

Classic

Yes

Classic Extras

Yes

Platinum

Yes

Classic

Yes

Classic Extras

Yes

Platinum

Yes

You can claim for these after an insured event has occurred.

Classic

Classic Extras

Platinum

Classic

10% home sum insured
(12 months max)

Classic Extras

10% home sum insured
(12 months max)

Platinum

10% home sum insured
(24 months max)

Classic

10% general contents sum insured

Classic Extras

10% general contents sum insured

Platinum

20% general contents sum insured

Classic

$500

Classic Extras

$1,000

Platinum

$2,000

Classic

$1,000

Classic Extras

$1,500

Platinum

$2,000

Classic

Not included

Classic Extras

$1,500

Platinum

$2,000

Classic

Not included

Classic Extras

$500 per quarter
(max 4 quarters)

Platinum

$750 per quarter
(max 4 quarters)

Classic

$2,500

Classic Extras

$3,500

Platinum

$5,000

Classic

Not included

Classic Extras

$1,000

Platinum

$2,000

Classic

10%
home sum insured

Classic Extras

15%
home sum insured

Platinum

20%
home sum insured

Classic

Classic Extras

Platinum

Classic

Yes

Classic Extras

Yes

Platinum

Yes

Classic

Yes

Classic Extras

Yes

Platinum

Yes

Classic

Yes

Classic Extras

$1,000

Platinum

$1,500

Classic

25%
general contents sum insured

Classic Extras

30%
general contents sum insured

Platinum

100%
general contents sum insured

Classic

No

Classic Extras

Yes

Platinum

Yes

Classic

$500

Classic Extras

$1,000

Platinum

$2,000

Classic

$500

Classic Extras

$1,000

Platinum

$2,000

Classic

No

Classic Extras

No

Platinum

$2,500

Classic

$1,500

Classic Extras

$2,500

Platinum

$5,000

Classic

$500

Classic Extras

$1,000

Platinum

$2,500

Classic

Classic Extras

Platinum

Classic

$500

Classic Extras

$1,000

Platinum

$2,000

Classic

$10,000

Classic Extras

$15,000

Platinum

$20,000

Classic

$1,000

Classic Extras

$2,000

Platinum

$5,000

Classic

$300

Classic Extras

$400

Platinum

$500

Classic

$1,000 per item;
$4,000 total

Classic Extras

$2,500 per item;
$10,000 total

Platinum

$10,000 per item;
$40,000 total

Classic

$10,000 per item
$50,000 total

Classic Extras

$20,000 per item
$80,000 total

Platinum

$200,000 total

Classic

$2,000 total

Classic Extras

$5,000 total

Platinum

$50,000 total

(Flex) flexible limits - you can choose to increase the limits shown for an additional cost

Classic

Classic Extras

Platinum

Classic

Optional

Classic Extras

Automatically included

Platinum

Automatically included

Classic

Optional

Classic Extras

Automatically included

Platinum

Automatically included

Classic

Optional

Classic Extras

25% included

Platinum

30% included

Classic

Optional

Classic Extras

Included: $1,000 per item
up to $4,000 for all items

Platinum

n/a
all contents covered away from home with Platinum contents

Classic

Optional

Classic Extras

Optional

Platinum

Optional

Classic

Optional

Classic Extras

Optional

Platinum

Optional

Looking for more detail? Information provided is general advice only and doesn't take into account your particular objectives, financial situation or needs. Conditions, exclusions and limits apply. Read the Product Disclosure Statement before making a decision about this insurance.