Commercial Vehicle Insurance

GIO offers you a range of covers to insure your small or large business vehicles. We cover certain vans, trucks and trailers or piece of mobile machinery.

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What is Commercial Vehicle Insurance?

Commercial Vehicle Insurance, also known as business vehicle insurance or business car insurance, provides cover for most business-use vehicles, such as sedans, utes, vans, trucks, forklifts and trailers etc. Designed to cover your commercial vehicles and get you back on the road, GIO Commercial Motor Vehicle Insurance offers cover that can be purchased as a stand-alone Commercial Motor product which allows up to 14 vehicles to be added under the one policy, or included as part of a package within your business insurance.

We insure trucks up to 5 tonne carrying capacity.

For certain occupations, we also offer insurance for trucks up to 10 tonne carrying capacity, trailers greater than 2 tonne carrying capacity and some mobile plant and earthmoving equipment. Our insurance can protect your truck against theft or accident anywhere in Australia.

Benefits Include : 

Choice of cover

Choose from our range of covers.

Choice of repairer

Choose from our range of repairers.

Lifetime guarantee

Lifetime guarantee on repairs we authorise.

Fast & easy claims

Fast and easy claims lodgement process.

Pay monthly

You can pay monthly to assist with your cash flow.

Types of Commercial vehicles we insure

Truck Insurance

2 to 5 tonne carrying capacity

Pet grooming trailer towed

Trailers up to 2 tonne capacity

Trailer mounted generator 

Woodchipper towed

Bob cat




Mini loader stand / walk behind

Ride on mower






Contact us today

If your business is small to medium sized, contact us right now to discuss your insurance needs.

Commercial Vehicle Insurance Options 

Flexible cover to suit your needs

Legal Liability

Covers damage your business vehicle causes to other persons vehicles and property

Essential protection for your business vehicles

Up to $30 million legal liability

Emergency services

Covers damage by uninsured drivers

Fire, Theft & Legal Liability

Provides cover for your business vehicles against fire and theft, as well as cover provided by legal liability

Added protection for your business vehicles

Up to $30 million legal liability

Emergency services

Covers damage by uninsured drivers

Covers fire and theft


Our highest level of cover, including optional insurances

First-class protection for your business vehicles

Up to $30 million legal liability

Emergency services

Covers damage by uninsured drivers

Covers fire and theft

New vehicle replacement

Hire vehicles

Lease payout

Optional Insurances for comprehensive business vehicle insurance

  • Windscreen Excess waiver
  • Rental vehicle after an accident
  • Protected No Claim Bonus (only available for vehicles under 2 tonne carrying capacity)

Easily get a tailored Commercial Motor Vehicle Insurance quote

Just provide a few basic details and we’ll begin the process of getting you a personalised Commercial Motor Vehicle Insurance quote.

Frequently asked questions
for Commercial Vehicle Insurance

Each of GIO’s insurance products utilise a five-stage product lifecycle (Design, Delivery, Review, Enhance/Modify and Decommission). This approach allows us to put you, the customer, at the centre of our product development and distribution.

Product Development and Distribution Policy

A commercial vehicle is any vehicle — including cars, truck and vans — that you use as part of your business activities.

Insurance issued by AAI Limited ABN 48 005 297 807 trading as GIO.

Any advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. Please read the relevant Product Disclosure Statement before you make any decision regarding this product. The Target Market Determination is also available. 

Speak to a GIO Business Insurance consultant

Call us on 13 10 10.

Our knowledgeable, Australian-based call centre team are passionate about Business Insurance. We’re ready to answer your questions about our products and services. We can also assist you with purchasing or renewing a policy, updating your details and more.

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