Is my Business Insurance expense tax deductible?

You will need to seek independent tax advice relating to your individual situation, however according to the ATO , ‘you can generally claim a deduction for most operating expenses in the same income year you incur them. Insurance premiums, including accident or disability, fire, burglary, professional indemnity, public risk, motor vehicle, loss of profits insurance, or workers’ compensation’ are included in the definition of operating expenses.

How do I make a claim?

You can conveniently make a claim online here . If you prefer, you can also call us at 13 14 46, 24 hours a day, 7 days a week to speak to one of our dedicated claims staff. Please note that no quotes are required before you call us. We will advise you on the claim process and what you need to do next during the call. You can also email us at lodgeclaim@gio.com.au with your policy number and a short description of the claim.

Commercial Vehicle Insurance

We offer you a range of covers to insure your small or large business vehicles, van, truck or trailer.

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What is Commercial Vehicle Insurance?

Commercial Vehicle Insurance, also known as business vehicle insurance, is cover for most business-use vehicles, such as sedans, utes, vans, trucks, forklifts and trailers etc. Designed to cover your commercial vehicles and get you back on the road, GIO Commercial Vehicle Insurance offers cover that can be purchased stand-alone, or as an addition to a packaged product.

We insure trucks up to 5 tonne carrying capacity.

For certain occupations, we also offer insurance for trucks up to 10 tonne carrying capacity, trailers greater than 2 tonne carrying capacity and some mobile plant and earthmoving equipment. Our insurance can protect your truck against theft or accident anywhere in Australia.

Choice of cover

Choose from our range of covers.

Choice of repairer

Choose from our range of repairers.

Lifetime guarantee

Lifetime guarantee on repairs we authorise.

Fast & easy claims

Fast and easy claims lodgement process.

Pay monthly

You can pay monthly to assist with your cash flow.

Commercial vehicles we insure

Truck Insurance

2 to 5 tonne carrying capacity

Pet grooming trailer towed

Trailers up to 2 tonne capacity

Trailer mounted generator

Woodchipper towed

Bob cat

Bulldozer

Excavator

Forklift

Mini loader stand / walk behind

Ride on mower

Tractor

Sedan

Wagon

Ute

4WD

Contact us today

If your business is small to medium sized, contact us right now to discuss your insurance needs.

Get a personalised quote

OR Call 1800 036 837

Covers we offer

Flexible cover to suit your needs

Legal Liability

Lower claim limits

Essential protection for your business vehicles

Up to $30 million legal liability

Emergency services

Covers damage by uninsured drivers

Read policy document (PDS)

Fire, Theft & Legal Liability

Extra claim allowances and limits

Added protection for your business vehicles

Up to $30 million legal liability

Emergency services

Covers damage by uninsured drivers

Fire and theft

Read policy document (PDS)

Comprehensive

Our highest allowances and limits

First-class protection for your business vehicles

Up to $30 million legal liability

Emergency services

Covers damage by uninsured drivers

Fire and theft

New vehicle replacement

Hire vehicles

Lease payout

Read policy document (PDS)

Start Now

By providing us with some basic details, we will begin the process of getting you a personalised quote.

Get a personalised quote

OR Call 1800 036 837

Looking for more detail? Information provided is general advice only and doesn’t take into account your particular objectives, financial situation or needs. Conditions, exclusions and limits apply. Consider the Product Disclosure Statement before making a decision about this insurance.