Flood means the covering of normally dry land by water that has escaped or been released from the normal confines of things like a lake, river or other natural watercourse. It doesn't include high tides, waves and other movements of the sea like storm surges and we don't cover retaining walls, sea walls, garden borders and free standing outdoor walls.
You're in control of your Contents Insurance. Choose from three levels of flexible cover to best suit your needs.
Feel better protected with our range of optional covers. Depending on which level of cover you choose, these may be automatically included or available to add on to your policy for an additional cost