ACT Motor Accident Injuries (MAI) Insurance

  • All vehicles registered in the ACT are required to have MAI Insurance.

View our MAI Insurance Premiums

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Why Choose GIO MAI Insurance?

  • Over 50 years of experience in the ACT community
  • Enjoy multi-policy discounts on eligible policies*^
  • We partner with Canberra Hospital Foundation and Wheelchair Sports NSW/ACT
  • Our claims team is based locally in Canberra

What is ACT MAI Insurance?

Motor Accident Injuries (MAI) Insurance provides cover for people injured in a motor vehicle accident in the ACT. You may be entitled to receive treatment, care and lost income benefits for up to five years – regardless of who is at fault.

MAI Insurance was previously known as Compulsory Third Party Insurance (CTP), and only covered people injured by an at-fault driver prior to 1 February 2020.

In the ACT, MAI Insurance is included in your total registration fee paid to Access Canberra when you register your vehicle.

To choose GIO as your MAI insurer simply select GIO when you pay your motor vehicle registration.

View our MAI Insurance Premiums.

*^10% multi-policy discount

Be rewarded with a 10% multi-policy discount if you hold three or more eligible policies with us. These include Home Building, Contents, Landlord, Car, Motorcycle, Caravan or Boat Insurance. A GIO NSW CTP Insurance policy or GIO ACT MAI Insurance policy will count as an eligible policy, but the premium for these policies cannot be discounted. View T&Cs

Multi-Policy Discount


Do I need Motor Accident Injuries Insurance?

Yes, if you own a registered vehicle in the ACT you will need Motor Accident Injuries (MAI) Insurance as it’s a mandatory requirement. If you live in ACT you can choose GIO as your MAI Insurance provider when you pay your registration through Access Canberra


Does MAI Insurance cover damage to my car?

No, MAI Insurance doesn’t include cover for damage to your car, other vehicles or property. It only covers personal injuries incurred in a motor vehicle accident.

If you’d like to insure your vehicle as well, see our Car Insurance products. With two main options to choose from, Comprehensive Car Insurance and Third Party Property Damage, you can find the product that suits your needs and budget.

View our Third Party Car Insurance products.

View our Comprehensive Car Insurance products.

Partnerships with GIO

As a customer of GIO, you can know you are part of a great community across ACT.
GIO has strategic partnerships that help to bring the community together and provide a platform for customer engagement.
Learn more about our partners.

Wheelchair Sports NSW/ACT logo
Canberra Hospital Foundation logo

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Manage your insurance in a touch

The new GIO App lets you manage your supported insurance policies from your phone anytime and anywhere.

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Important Information

*Discount not applicable to Roadside Assist optional cover

^Discounts not applicable to GIO Home Assist, Excess-free Glass or Domestic Workers Compensation optional covers.

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GIO Stadium MAI Insurance competition closed 3rd August 2022. View winners.