OVERVIEW
What is ACT MAI Insurance?
Motor Accident Injuries (MAI) Insurance provides cover for costs associated with injuries sustained in motor vehicle accidents. It can help affected people with treatment, care and lost income benefits for up to five years, regardless of who was at fault.
How do I get MAI Insurance?
In the ACT, MAI Insurance is included in your total registration fee paid to Access Canberra when you register your vehicle.
To choose GIO as your MAI insurer, just select GIO when you pay your motor vehicle registration.
HOW IT WORKS
What does ACT MAI Insurance cover?
What’s covered
- Injuries sustained in a motor vehicle accident for which you’re responsible.
- Costs including medical treatment and lost income benefits for up to 5 years.
Who’s covered
- Drivers – even if they’re at fault.
- Other people injured in a motor vehicle accident including passengers, other drivers, motorbike riders, cyclists and pedestrians.
What’s not covered
- Damage to your vehicle.
- Damage to other people’s vehicles or property.
- Theft of your vehicle.
If you’d like to insure your vehicle, or your liability for damage caused to other vehicles and property, take a look at our Car Insurance policies.
PRICE
How much does MAI Insurance cost?
These premiums are applicable for a 12-month policy and are current as at 9 June 2026
Is your vehicle garaged in NSW?
In NSW, you need a CTP Green Slip before you can get on the road.
Know you're helping us support the ACT community
As a GIO customer, you know you're part of a great community.
We're proud partners of Wheelchair Sports NSW/ACT, the Australian Road Safety Foundation and GIO Stadium Canberra. Learn more about our partners.
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FAQs
People also ask
Motor Accident Injuries Insurance (MAI Insurance) covers people injured in a motor vehicle accident in the ACT. You may be entitled to receive treatment, care and lost income benefits for up to five years - no matter who is at fault.
In the ACT, MAI Insurance is included in your total registration fee paid to Access Canberra when you register your vehicle.
Yes, as long as your trailer or caravan is in a roadworthy condition, it’s covered by MAI Insurance while being towed by a registered vehicle.
Cancelling your MAI Insurance means cancelling your vehicle’s registration, which you can choose to do at any time. After you have cancelled your registration it will be illegal to drive your vehicle.
You can lodge your request to cancel at your nearest Access Canberra Service Centre.
MAI Insurance is linked to the vehicle, not the owner, which means if you sell your vehicle the MAI Insurance will be transferred to the new owner. If you buy a new vehicle, the MAI Insurance will be transferred to you.
Just make sure that you advise Access Canberra.
As your MAI Insurance is linked to your registration, you should update your address, phone number and other contact information with Access Canberra.
IN THE KNOW
Learn more about MAI Insurance
Insurance issued by AAI Limited ABN 48 005 297 807 trading as GIO.
The information is intended to be of general nature only. We do not accept any legal responsibility for any loss incurred as a result of reliance upon it – please make your own enquiries.
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