ACT Motor Accident Injuries (MAI) Insurance

Helps cover costs related to motor accident injuries for which you might be liable – so if the unexpected happens, those affected can get the help they need.

Pay or renew with Access Canberra   Make a claim

Get support from locals

Our dedicated claims team specialises in supporting the ACT community.

Save on other GIO policies

Enjoy a multi-policy discount if you have two eligible general insurance policies and add an MAI policy.*

Get on the road quickly

Just select GIO as your preferred MAI insurer when you register your car.



What is ACT MAI Insurance?

Motor Accident Injuries (MAI) Insurance provides cover for costs associated with injuries sustained in motor vehicle accidents. It can help affected people with treatment, care and lost income benefits for up to five years, regardless of who was at fault.

How do I get MAI Insurance?

In the ACT, MAI Insurance is included in your total registration fee paid to Access Canberra when you register your vehicle.

To choose GIO as your MAI insurer, just select GIO when you pay your motor vehicle registration.


What does ACT MAI Insurance cover?

What’s covered

  • Injuries sustained in a motor vehicle accident for which you’re responsible.
  • Costs including medical treatment and lost income benefits for up to 5 years.

Who’s covered

  • Drivers – even if they’re at fault.
  • Other people injured in a motor vehicle accident including passengers, other drivers, motorbike riders, cyclists and pedestrians.

What’s not covered

  • Damage to your vehicle.
  • Damage to other people’s vehicles or property.
  • Theft of your vehicle.

If you’d like to insure your vehicle, or your liability for damage caused to other vehicles and property, take a look at our Car Insurance policies.


How much does MAI Insurance cost?

These premiums are applicable for a 12-month policy and are current as at 19 March 2024.

View our MAI Insurance premiums

Is your vehicle garaged in NSW?

In NSW, you need a CTP Green Slip before you can get on the road.

More about NSW CTP Green Slip Insurance.

Know you're helping us support the ACT community

As a GIO customer, you know you're part of a great community.

We're proud partners of the Canberra Hospital Foundation, Wheelchair Sports NSW/ACT, Freedom Solutions Australia, the Australian Road Safety Foundation and GIO Stadium Canberra. Learn more about our partners.

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Insurance issued by AAI Limited ABN 48 005 297 807 trading as GIO.

The information is intended to be of general nature only. We do not accept any legal responsibility for any loss incurred as a result of reliance upon it – please make your own enquiries.


Important information

*A GIO ACT MAI Insurance policy will count as an eligible policy, however the premium for this policy cannot be discounted. View eligible policies and multi-policy discount T&Cs.

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