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Workers Compensation

  • Trusted by over 100,000 employers across Australia
  • Over 85 years experience in Workers Compensation Insurance
  • Speak with our Sydney based call centre

What is Workers Compensation insurance?

Workers compensation is a payment made to a deemed worker who suffers an injury or disease from or during their employment. It is one of the most significant investments that your business will make as the policy protects your employees income by covering their wages in the event of a claim. Workers compensation insurance is compulsory in Australia, although arrangements vary between states.

What does Workers Compensation insurance cover?

Workers compensation insurance is intended to cover the medical expenses and treatment and rehabilitation costs that relate to a work injury, and covers the injured worker's earnings while they are unfit for work.


  • All employees who are deemed to work for you.
  • Usually covers anyone receiving a wage or commission payment, including casual and temporary employees, apprentices, trainees and some contractors.

Does not cover

  • Sole traders or a partner in a partnership (your workers may be covered but you personally are not and will need other insurance to protect yourself).

Earn Qantas Points with GIO Workers Compensation*

(WA, ACT, TAS & NT only)

GIO Workers Compensation OnDemand reporting tool

Find out more

Pay online

Fastest & easiest way to pay

Quick pay

Pay a new or existing policy

  • Pay all new policies and renewals
  • Receive email payment confirmation
Pay online now

Why should you choose GIO?

Get a quote and buy online

Comprehensive range of training courses and seminars

We have a Sydney-based call centre, ready to help 

Leading personal injury claims management performance

Get your cover today

Get a quote online in under 3 minutes.

You can then buy online to get a certificate of currency.

View our Training Courses

Prevent workplace injuries and reduce associated costs.

Free or discounted for GIO Workers Compensation customers.

Frequently asked questions
for Business Insurance