GIO Workers Compensation Northern Territory
GIO has been helping employers understand their Workers Compensation Insurance since 1927.
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Overview
Workers Compensation Insurance for employers in the Northern Territory
Workers Compensation Insurance is compulsory for the majority of employers in Australia.
In the Northern Territory, employers must have insurance for anyone defined as a worker.
If an employee suffers a work-related injury or illness, this insurance may cover their related medical bills. It may also help cover wages if they’re unable to return to work.
What's covered
- Your worker’s wages if they suffer a work-related injury or illness and are unable to work.
- Medical expenses, treatment and rehabilitation costs.
Who's covered
All your workers. Generally includes anyone receiving a wage or commission payment - including casuals and temporary employees, apprentices, trainees and some contractors.
What is Workers Compensation insurance?
Workers Compensation Insurance covers most medical bills of your workers if they suffer a work-related injury and wages, if they are unable to work following the injury. It’s compulsory for most employers in Australia. From slips, trip and falls to muscle strains and injuries, Workers Compensation provides support for workers with a work-related injury.
People also ask
NT FAQ section
How are Workers Compensation premiums calculated?
We’ll use the wage information given in your Declaration of Estimated Wages to calculate your premium.
Additional factors taken into consideration when calculating GIO Workers Compensation Insurance premiums include:
- industry type
- cost of previous workers compensation claims associated with the business
- claims history
- applicable government charges.
At the term expiry, your premium will be adjusted based on the information provided in your Declaration of Actual Wages Form. If your actual wages are lower than your estimated wages for the policy period, you may be entitled to be refunded for that portion of the premium. If your actual wages are higher than your estimated wages, you’ll need to pay the extra premium.
Is Business Insurance covered under my GIO Workers Compensation policy?
No, Business Insurance is a different type of insurance to Workers Compensation. Business Insurance offers a variety of covers including Commercial Vehicle, Public Liability and property damage for your stock, contents and buildings.
How do I pay for my Workers Compensation Insurance policy?
GIO offers easy and convenient payment options for NT employers, including online, BPAY, general mail or by calling 13 10 10.
Your policy
How can we help?
How to make a Workers Compensation Insurance claim
As an employer, it’s your responsibility to help an injured worker seek first aid or medical treatment immediately for any work-related injury or illness. You’ll then need to complete some forms to lodge a claim.
How we cover your state
In Victoria, South Australia and Queensland, the state regulator provides Workers Compensation Insurance to employers via WorkSafe Victoria, ReturnToWork SA and WorkCover Queensland.
