Retail Insurance

GIO offers specialised products for businesses operating shops and speciality stores. GIO products are flexible, allowing you to customise the cover to match you needs.

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What is Retail Insurance?

Retail Insurance is specialised cover to suit the needs of small shops and retail businesses. You can select cover for public and products liability, theft, property damage, and many other insurance types. Whether you’re located in a shop or selling direct to customers, GIO Retail Business Protect can ensure your business has cover for insured events.

You're in control

GIO Retail Business Protect is designed for retail businesses ranging from restaurants to small specialty stores selling bridalware or the corner milk bar.

With the ability to tailor the retail business insurance package by selecting covers to suit your retail business, this offering from GIO will help ensure you have peace of mind that your retail business is better protected.

Diverse Cover

Wide range of insurance cover designed for your retail business.

Fast & easy claims

Fast and easy claims lodgement process.

Pay monthly

You can pay monthly to assist with your cash flow.

Some businesses we insure

These are just some of the retailers we insure

  • Convenience store
  • Butcher shop retail
  • Raw fish and seafood retail
  • Fruit and vegetable shop
  • Liquor retail
  • Bakery shop
  • Cake shop
  • Confectionary retail
  • Delicatessen
  • Health food retail
  • Speciality food store
  • Sport and camping goods retailing
  • Bicycle and accessories retail
  • Fishing equipment retail
  • Golf equipment retail
  • Surf/ski and skateboard retail
  • Clothing retail

Can't see the business you are looking for?

Don't worry we can still help you.

After entering your details, our application will determine a range of covers that are available for your business.

Covers we offer

Flexible cover to suit your needs

GIO Retail Business Protect

For business operating from a commercial premises

If you are operating shops, convenience stores or selling direct to customers, GIO Retail Business Protect offers a broad range of cover to tailer to your needs.

Public and products liability cover with limits up to $20 million

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After entering your details, our application will determine a range of covers that are available for your business. 

Frequently asked questions
for Retail Insurance

Important Information
Looking for more detail? Information provided is general advice only and doesn’t take into account your particular objectives, financial situation or needs. Conditions, exclusions and limits apply. Consider the Product Disclosure Statement before making a decision about this insurance..

Speak to a GIO Business Insurance consultant on 13 10 10 (8am-7pm AEST/AEDT, Mon-Fri).

Our knowledgeable, Australian-based call centre team are passionate about Business Insurance. We’re ready to answer your questions about our products and services. We can also assist you with purchasing or renewing a policy, updating your details and more.

Got a question?

Ask George, your GIO Virtual Assistant