Professionals Insurance

Do you run a business or an office that provides professional services? GIO can help you stay covered, with products that can be customised to meet your needs.

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Why do I need Professionals Insurance?

Professional Services business have unique business characteristics, which is why GIO provides a Professional Insurance product which offers flexible cover to suit most professional service business needs. It can offer cover for things like liability, tax probe and theft, as well as many other insurance covers.

Why GIO:

Products for Professionals

GIO Professionals Insurance can cater to the needs of Professional Services businesses.

Fast & easy

Claims lodgement, either online or over the phone.

Pay monthly

If you choose, at no extra cost.

What kinds of professional businesses can be covered?

GIO can offer cover for a wide range of professional services businesses, including – but not limited to – those below.

Health professionals

  • General practitioner
  • Dental surgery
  • Physiotherapist
  • Chiropractor
  • Optometrist
  • Therapist
  • Naturopath
  • Podiatrist
  • Acupuncturist
  • And more.

Business and legal professionals

  • General practitioner
  • Finance Broker
  • Stockbroker
  • Mortgage Broker
  • Credit card administration service
  • Financial Planner
  • Lawyer
  • Management Consultant
  • Accountant
  • Real Estate Agent

Engineers and specialists

  • Architect
  • Advertising Services
  • Engineering Design
  • Engineering Consultant
  • Computer System Design
  • Management Services
  • Real Estate Services
  • Specialised Design Services
  • Surveyor
  • And more.

Can't see the business you're looking for?

Don't worry, we can still help.

Just enter a few details and our online quote tool will determine a range of covers that are suitable for your business.

Covers we offer

Customisable cover to suit your business.

How do I choose what’s right for my business?

We know from speaking to hundreds of business owners every week that you’re focused on making sure you’re getting cover that will protect your business at a sensible price. Below is a table that can help you identify what’s right for you. If you need further information, or have questions you need to ask, our Australian-based call centre are here to help on 13 10 10.

GIO Public Liability

For Professionals that only need basic cover

Public Liability is available within GIO's Protect range of policies

Public and products liability cover with limits up to $20 million

Advertising liability

Cover for items held in your care, custody or control

GIO Mobile Business Protect

For professionals operating from home or anywhere else in the Australia

GIO Mobile Business Protect provides flexible cover for their business and their equipment

Public and products liability cover with limits up to $20 million

GIO Professional Business Protect

For Professionals operating from an office or employing staff

Offers a wide range of covers to tailor to your needs

Public and products liability cover with limits up to $20 million

Read policy document (PDS)

These are just some of the covers GIO Professional Business Protect offers. See the PDS for the complete list of covers. 

Start now

After entering your details, our application will determine a range of covers that are available for your business. 

Do you employ staff?

Workers Compensation insurance is compulsory in Australia, although arrangements vary between states. For more information or to get a quote, head to our Workers Compensation Insurance page.


Looking for more detail? Information provided is general advice only and doesn’t take into account your particular objectives, financial situation or needs. Conditions, exclusions and limits apply. Consider the Product Disclosure Statement before making a decision about this insurance.

Insurance issued by AAI Limited ABN 48 005 297 807 trading as GIO. Registered Office, Level 28, 266 George St, Brisbane QLD 4000. Please read and consider the relevant Product Disclosure Statement before you make any decisions about this product. In accessing the GIO site you agree to the Online terms and Conditions .

Frequently asked questions
for Business Insurance

Speak to a GIO Business Insurance consultant on 13 10 10 (8am-7pm AEST/AEDT, Mon-Fri).

Our knowledgeable, Australian-based call centre team are passionate about Business Insurance. We’re ready to answer your questions about our products and services. We can also assist you with purchasing or renewing a policy, updating your details and more.

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