Professionals Insurance

GIO offers a range of products for businesses and offices that provide professional services. GIO's flexible product range can be tailored to match your needs.

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Why do I need Professionals Insurance?

GIO Professionals Insurance offers flexible cover that can be tailored to suit your business, whether you’re a sole trader or a business employing staff. It can offer cover for things like liability, tax probe and theft, as well as many other insurance covers.

Benefits include:

Fast & easy

claims lodgement process.

Pay monthly

if you choose, to assist with cash flow.

What kinds of professional businesses can be covered?

GIO can offer cover for a wide range of businesses, including – but not limited to – those in the following fields.

Can't see the business you're looking for?

Don't worry, we can still help.

Just enter a few details and our application will determine a range of covers that are suitable for your business.

Covers we offer

Flexible cover to suit the needs of your business

How can Public Liability Insurance help professional businesses?

As a professional business owner, you may be legally liable for injuries to another person or damage to their property in connection with your business activities. For example, a client may slip and fall in your office foyer. Public Liability Insurance provides cover for your legal liablity, allowing you to stay in business.

GIO Public Liability

For Professionals that only need basic cover

Public Liability is available within GIO's Protect range of policies

Public and products liability cover with limits up to $20 million

Advertising liability

Cover for items held in your care, custody or control

GIO Mobile Business Protect

For professionals operating from home or anywhere else in the Australia

GIO Mobile Business Protect provides flexible cover for their business and their equipment

Public and products liability cover with limits up to $20 million

GIO Professional Business Protect

For Professionals operating from an office or employing staff

Offers a wide range of covers to tailor to your needs

Public and products liability cover with limits up to $20 million

Read policy document (PDS)

These are just some of the covers GIO Professional Business Protect offers. See the PDS for the complete list of covers. 

Do you employ staff?

Workers Compensation insurance is compulsory in Australia, although arrangements vary between states. For more information or to get a quote, head to our Workers Compensation Insurance page.

Start now

After entering your details, our application will determine a range of covers that are available for your business. 


Looking for more detail? Information provided is general advice only and doesn’t take into account your particular objectives, financial situation or needs. Conditions, exclusions and limits apply. Consider the Product Disclosure Statement before making a decision about this insurance.

Insurance issued by AAI Limited ABN 48 005 297 807 trading as GIO. Registered Office, Level 28, 266 George St, Brisbane QLD 4000. Please read and consider the relevant Product Disclosure Statement before you make any decisions about this product. In accessing the GIO site you agree to the Online terms and Conditions .

Frequently asked questions
for Business Insurance

Speak to a GIO Business Insurance consultant on 13 10 10 (8am-7pm AEST/AEDT, Mon-Fri).

Our knowledgeable, Australian-based call centre team are passionate about Business Insurance. We’re ready to answer your questions about our products and services. We can also assist you with purchasing or renewing a policy, updating your details and more.

Got a question?

Ask George, your GIO Virtual Assistant