What is CTP Green Slip?
Compulsory Third Party (CTP) Personal Injury insurance, also known as a Green Slip in NSW, provides protection to the vehicle owner and ‘at fault’ driver, against compensation claims from people injured in a motor accident.
CTP is required by all vehicle owners in order to register their vehicles in NSW.
How to purchase
Purchasing a GIO NSW Green Slip online is easy with our RMS integration.
Simply provide us with your registration number and billing number and a record of your Green Slip purchase will be sent directly to RMS in minutes.
If you are a pensioner and eligible for the RMS auto registration renewal please click here.
What has changed?
From December 2017, further reforms to the NSW CTP Green Slip will be introduced by the NSW Government, enabling it to better support people injured on the road and aiming to reduce the cost of Green Slips for vehicle owners.
GIO will continue to work with officials from both the government and State Insurance Regulatory Authority (SIRA) to ensure the successful implementation of these reforms. We are committed to supporting the changes and helping our customers transition to the new scheme.
What it means for you
The NSW Government consulted extensively on how to improve the scheme. It believes that the reforms model best addresses the key objectives, which are to:
• reduce the time it takes to resolve a claim
• increase the proportion of benefits provided to the most seriously injured road users
• reduce the cost of Green Slip premiums
• reduce the opportunities for claims fraud and exaggeration
Please refer to the SIRA website for more information.
Driver Cover Plus
Cover when you need it most
A CTP Green Slip provides protection against compensation claims from people injured in a motor accident, but cover for injuries sustained by the driver who causes the accident are limited. To provide you with better Green Slip cover – even if you’re at fault – our GIO CTP Green Slips come with Driver Cover Plus.^
Driver Cover Plus^ offers additional Green Slip protection to cover for a wide range of injuries to the at-fault driver. Best of all, it comes packed with GIO’s CTP policy at no extra charge. For more information, and eligibility criteria see the NSW CTP Insurance Driver Cover Plus Document.
Frequently asked questions
What is Compulsory Third Party Insurance, CTP or a Green Slip?
CTP insurance provides cover for someone injured when your vehicle is involved in a motor accident and you, or the driver of your vehicle, are at fault.
What is the Roads and Maritime Services?
The RMS is the NSW State Government agency responsible for:
- Improving road safety.
- Testing and licensing drivers and registering and inspecting vehicles.
- Managing the road network to achieve consistent travel times.
- You can find out more at service.nsw.gov.au
Who needs CTP Green Slip insurance?
CTP Green Slip Insurance is compulsory for all motor vehicles registered in NSW. CTP insurance is not required for Trailers and Caravans (vehicles towed by a registered vehicle).
I have just moved to NSW. How do I purchase a Green Slip?
If you have just moved to NSW and your vehicle is still registered interstate, you will still be able to purchase a Green Slip to establish your registration by providing a vehicle identifier.
If you have just moved from interstate or overseas and have bought a vehicle that is registered in NSW, you should ensure that the registration has been transferred into your name prior to purchasing a CTP policy. Failure to do so could mean you will be unable to purchase a policy.
What happens when I sell my vehicle?
CTP insurance is linked to the vehicle, not the owner, so if you sell your vehicle, the CTP policy will be transferred to the new owner.
The RMS automatically notifies the CTP insurer of this change.
Similarly, if you purchase a vehicle, the CTP insurance will already be placed with a CTP insurer. Remember to contact GIO with the details of your new vehicle and we can send you a Green Slip when your registration falls due for renewal.
If you have Motor Vehicle (not CTP) Insurance with GIO and you buy a new vehicle or sell your vehicle you need to contact us to let us know.
If you buy a new vehicle, you may wish to consider GIO for your Motor Vehicle Insurance. For more information about GIO Motor Vehicle Insurance please click here.
What if I'm eligible for the RMS automatic registration renewal?
If you are eligible for the RMS 'auto registration renewal' service offered to some Pensioners, you need to pay your Green Slip more than (8) days before the registration renewal date. After you pay your CTP, we recommend you check with RMS directly, to confirm if your registration has been renewed.
^Cover provides specific serious injury benefits to eligible drivers. Available on Class 1 Motor Car, Class 3c Goods vehicle (with Gross Vehicle Mass of 4.5t or less), or a Class 5 Primary Producer’s vehicle only. Drivers under 25 are not eligible unless the vehicle is comprehensively insured with GIO. For full details and before making any decision regarding these products read the relevant Policy terms and conditions here.
Registration payments completed on your behalf using the RMS (link to service.nsw.gov.au). You will need your e-Safety check, registration papers and to accept the RMS terms and conditions.