CTP Green Slip Insurance NSW

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  • Automatic payment notification to RMS

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As a good driver, GIO is offering one of the lowest Green Slip prices.^

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What is CTP Green Slip and what does it cover?

Compulsory Third Party (CTP) Personal Injury Insurance, also known in NSW as a Green Slip, covers your liability and the liability of anyone else who drives your vehicle, for injuries caused to others in a motor accident. It can also help you cover medical expenses, and offers up to six months of weekly payments for lost income if you’re injured in an accident that’s your fault. Visit the SIRA website for more information.

CTP is mandatory in NSW for all vehicles other than caravans and trailers, and must be purchased before you can register your vehicle. Luckily, GIO makes sorting out your CTP Green Slip easy.

Types of vehicles covered by CTP Green Slip Insurance

CTP Green Slip Insurance is required for all motor vehicles registered in NSW, including:

  • Cars
  • Vans
  • Utes
  • Motorcycles
  • Trucks.

The only exception is caravans and trailers, which are covered by the CTP Green Slip of the vehicle towing them.

Medical expenses

All people injured in an accident, regardless of fault (unless you’re charged with a serious driving offence) are eligible to claim up to 6 months of reasonable and necessary treatment and rehabilitation expenses, as well as commercial attendant care if you need help around the home while you recover.

Payments for lost income

All people injured in an accident, regardless of fault (unless you’re charged with a serious driving offence) are eligible to claim a percentage of your pre-injury weekly income if you need time off work to recover, for up to 6 months.

What’s covered

  • Your liability for for injuries caused to third parties in a motor vehicle accident.
  • The liability of other people who drive your vehicle for injuries caused to third parties in a motor vehicle accident.
  • Medical expenses.
  • Payments for lost income.

For more detail, please refer to our NSW CTP Green Slip scheme guide.

What’s not covered

  • Damage to your vehicle.
  • Damage to other people’s vehicles or property.

To know more about coverage for these events, please visit our Car Insurance page.

How to purchase

1. Get a quote and purchase your CTP cover online

2. Go to the Roads & Maritime Services (RMS) website and register your vehicle

3. If your RMS registration says you need an inspection or E-Safety check, visit the RMS website to find your nearest E-Safety check station. If your vehicle has come from another state or been unregistered for 3 months or more, call us on 13 10 10.

4. If you are a pensioner and eligible, you can learn more about RMS auto registration renewal.

5. Find out how to receive your CTP policy documentation electronically.

CTP Green Slip refunds

From 1 December 2017, prices went down for most vehicle owners. From January 2018, refunds have been offered to eligible people as a direct result of the NSW Government's CTP Green Slip reforms.

To learn about CTP Green Slip Refund or NSW CTP reform, visit the State Insurance Regulatory Authority (SIRA) website.

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^ Low prices apply for policies starting on or after 15/01/2020 for new and late model cars, for drivers aged 30 and over and licenced for at least 2 years with a good driving record (no at-fault motor accidents in the last 2 years, have not lost more than 3 demerit points, nor incurred any License suspensions, cancellations, disqualifications or restrictions in the last 3 years). Vehicles must be a Class 1 Passenger Vehicle insured with Comprehensive or Third Party Property Damage insurance. Ask for a copy of the policy for full details. Insurance is issued by AAI Limited ABN 48 005 297 807 trading as GIO.

The Reward and Recognition program ("Suncorp Benefits") is being operated by EONX Services Pty Ltd ABN 39 615 958 873. To register for Suncorp Benefits you must hold a current eligible personal policy or an eligible personal product or service from one of the brands in the Suncorp Network. Purchase limits apply to each individual retailer. See full Terms and Conditions. Use of Suncorp Benefits is subject to the operator’s privacy policy.

Insurance issued by AAI Limited ABN 48 005 297 807 trading as GIO. Registered Office, Level 28, 266 George St, Brisbane QLD 4000. Please read and consider the relevant Product Disclosure Statement before you make any decisions about this product. In accessing the GIO site you agree to the Online terms and Conditions.

Medical expenses

All people injured in an accident, regardless of fault (unless you’re charged with a serious driving offence) are eligible to claim up to 6 months of reasonable and necessary treatment and rehabilitation expenses, as well as commercial attendant care if you need help around the home while you recover.

Payments for lost income

All people injured in an accident, regardless of fault (unless you’re charged with a serious driving offence) are eligible to claim a percentage of your pre-injury weekly income if you need time off work to recover, for up to 6 months.

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