Insuring your home

Prepare for Australia’s Unpredictable Weather with GIO

In Australia, weather is hard to predict, so keeping your home in good condition can help to prevent damage in the event of extreme weather. Here's just a few tips to help you know how and more importantly 'why' it’s essential to keep your house in good condition. 

Protecting Your Roof

Surface imperfections may mean your roof isn’t structurally sound and could lead to damage in a storm. If you see any imperfections, call a professional roofing inspector to assess the condition of your roof. 

Check Your Electronics

We assume our electronic essentials will work when they’re needed. But in case of bushfire, storm or disaster, leave nothing to chance. Perform regular checks on your smoke alarms.  Always contact a licensed electrician if you identify any damage to electrical items or their cords or wires are fraying. They can also help check the safety of your appliances and meter box.  

Check Your Plumbing

In the event of a disaster, it’s important that your plumbing is running smoothly, and you have safe drinking water. If you notice any leaks or puddles, it could mean there is a problem with your pipes. So, if you have any concerns call a licensed plumber.

Prevent Mould

Prevention is better than removal. Look for discoloured walls, ceilings, and damp areas in rooms with poor ventilation - it could be mould. Areas which are damp, dull or smell musty could potentially indicate mould growth, which can cause severe health issues. 

Stay Alert

In disasters, your electricity could be cut. Purchase a battery-operated radio to stay up to date on developments in and around your area. You can also purchase battery operated torches and store them in easily accessible locations.

For more details, watch the Maintenance Know How: At Home video below and download our Maintenance Checklist today.

GIO Presents: Maintenance Know How – At Home

What should I check to help prepare my home?

When extreme weather strikes, you want to do everything you can to help protect your family and home.

GIO is here to help with our downloadable checklists. Each checklist provides you with actionable tips that, if done regularly, will significantly help you prepare the inside and outside of your home.

Storm Checklist

Cyclone Checklist

Bushfire Checklist

Flood Checklist

Maintenance Checklist

Insurance issued by AAI Limited ABN 48 005 297 807 trading as GIO. Read the Product Disclosure Statement before buying this insurance. Go to for a copy. Target Market Determination also available. This advice has been prepared without taking into account your particular objectives, financial situations or needs, so you should consider whether it is appropriate for you before acting on it.

The information is intended to be of a general nature only. Subject to any rights you may have under any law, we do not accept any legal responsibility for any loss or damage, including loss of business or profits or any other indirect loss, incurred as a result of reliance upon it – please make your own enquiries.