Frequently Asked Questions
You should set your return date as the date you arrive back your home address.
There is no cover for claims arising from a pre-existing medical condition (defined on pages 63-64 of the Holiday Travel Insurance PDS and pages 66-67 of the Annual Mult-Trip Travel Insurance PDS) unless:
- the pre-existing medical condition meets the criteria under the Tier 1 category (pages 12-13 of the Holiday Travel Insurance PDS and pages 10-11 of the Annual Multi-Trip Travel Insurance PDS) which are automatically covered; or
- when you applied for your policy, you disclosed any pre-existing medical condition you wish to be covered for by providing the information requested by us for the condition at the time of your application, and we have agreed and endorsed your policy separately in writing to specify each pre-existing medical condition that we have agreed to cover.
Cover for the pre-existing medical conditions(s) will only apply after you have paid any additional premium that we require.
A pre-existing medical condition is one that you’ve had investigated, treated, received medical advice for or taken prescribed drugs for. Read on for further information to help understand if your particular condition is considered pre-existing under your GIO travel insurance policy (please read the PDS for full terms and conditions).
We understand that sometimes our customers need extra care and support at different points in their lives.
We also know that everyone’s situation and needs will be different. We are commited to looking after your needs with sensitivity, dignity, respect and compassion.
Did you know GIO has stores in New South Wales and Victoria? Visit one of our Agency stores, where our knowledgeable Agents can provide personalised service to meet your insurance needs.