All people injured in an accident, regardless of fault (unless you’re charged with a serious driving offence) are eligible to claim up to 12 months of reasonable and necessary treatment and rehabilitation expenses, as well as commercial attendant care if you need help around the home while you recover.
CTP Green Slip Insurance NSW
Sort out your CTP Insurance (also known as a CTP Green Slip) so you can register your car with ease.
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Why Choose GIO CTP?
10% multi-policy discount#
Be rewarded with a 10% multi-policy discount if you hold three or more eligible policies with us.
Notification
Automatic payment notification to Transport for NSW (TfNSW).
Successful claims
Between 1 July 2024 – 30 June 2025, GIO accepted 98% of CTP claims* from injured people and their families.
Local claims team
You can lodge your claim online regardless of who was at fault. Lodge online now or call us on 13 10 10.
Looking for something else?
Overview
What is CTP Green Slip Insurance?
CTP Insurance – also known as Green Slip in NSW – helps cover costs related to injuries sustained in a motor vehicle accident. So if your vehicle is involved in an accident, your CTP policy can help with things like medical costs for the people injured because of the accident. It’s mandatory in NSW, and you need to arrange it before you can register your vehicle. You can find out more about CTP insurance on the SIRA website.
Medical expenses
Payment for lost income
All people injured in an accident, regardless of fault (unless you’re charged with a serious driving offence) are eligible to claim a percentage of your pre-injury weekly income if you need time off work to recover, for up to 12 months.
What’s included
What’s not included
To know more about coverage for these events, please visit our Car Insurance page.
How to purchase CTP Green Slip Insurance and register your vehicle
If your Transport for NSW (TfNSW) registration says you need an inspection for an eSafety check, visit Service NSW to find your nearest eSafety check station.
Go to Service NSW and register your vehicle. If you are a pensioner and eligible for Automatic rego renewal, visit Service NSW.
Find out how to receive your CTP Green Slip policy documentation electronically.
Get in the know
Know More
Is there a CTP pensioner discount?
CTP insurance and Green Slips: What’s the difference and can you get a pensioners discount? Read on to find out more.
CTP vs Comprehensive Car Insurance
CTP vs Comprehensive Car Insurance: What’s the difference and do I need both? Find out what’s right for you.
A guide to Compulsory Third Party (CTP) and Motor Accident Injuries (MAI) Insurance
Ever wondered what CTP or MAI Insurance is and why you need it? This guide can help with these and other questions.
FAQS
People also ask
No, it doesn’t cover damage to your car, other vehicles or property.
If you’re looking to protect your car from damage, see our Car Insurance products. With a range of cover to choose from, you can choose the product that suits you whether it’s Third Party Property Damage Car Insurance or Comprehensive Car Insurance.
View our Third Party Car Insurance products.
No, Comprehensive Car Insurance covers damage to vehicles and property caused by motor accidents, whereas a CTP Green Slip covers injuries to people caused by a motor vehicle accident. They need to be purchased separately. CTP Green Slip is required before you can register your car in NSW, while Comprehensive Car Insurance (or Third Party Property Damage Car Insurance) is not — but driving without it means you could be liable for large out-of-pocket costs if you’re ever in an accident.
Does GIO offer CTP Green Slips for unregistered cars?
You can take out CTP Green Slip Insurance - aka Green Slip – for an unregistered vehicle. However, you won’t be able to legally drive the vehicle until it’s registered, and registering the vehicle may require certain safety checks depending on its age and circumstances. So it’s probably best to purchase your CTP Green Slip when you know you’ll be able to address those other steps.
TfNSW is a NSW State Government agency with various responsibilities within the road and transport sector.
Who needs CTP Green Slip insurance?
CTP Green Slip Insurance is compulsory for all motor vehicles registered in NSW. CTP Green Slip Insurance is not required for trailers and caravans (vehicles towed by a registered vehicle).
I have just moved to NSW. How do I purchase a CTP Green Slip?
If you have just moved to NSW and your vehicle is still registered interstate, you will still be able to purchase a CTP Green Slip to establish your registration by providing a vehicle identifier.
If you have just moved from interstate or overseas and have bought a vehicle that is registered in NSW, you should ensure that the registration has been transferred into your name prior to purchasing a CTP Green Slip policy. Failure to do so could mean you will be unable to purchase a policy.
What happens when I sell my vehicle?
CTP Green Slip insurance is linked to the vehicle, not the owner, so if you sell your vehicle, the CTP Green Slip policy will be transferred to the new owner. TfNSW automatically notifies the CTP insurer of this change.
Similarly, if you purchase a vehicle, the CTP Green Slip insurance will already be placed with a CTP insurer. Remember to contact GIO with the details of your new vehicle and we can send you a CTP Green Slip when your registration falls due for renewal.
If you have motor vehicle (not CTP) Insurance with GIO and you buy a new vehicle or sell your vehicle you need to contact us to let us know.
If you buy a new vehicle, you may wish to consider GIO for your insurance. Find out more about GIO motor vehicle insurance.
What if I'm eligible for the TfNSW automatic registration renewal?
If you are eligible for the TfNSW 'auto registration renewal' service offered to some pensioners, you need to pay your CTP Green Slip more than eight (8) days before the registration renewal date. After you pay your CTP Green Slip, we recommend you check with TfNSW directly, to confirm if your registration has been renewed.
How do I finalise my registration online?
Once you pay for your GIO CTP Green Slip, if the payment is successful, the premium will be debited from your payment card. Online payment of a CTP Green Slip will result in an eGreen Slip being sent to TfNSW immediately.
Can I pay for 6 months instead of 12 months?
If you have a light vehicle (vehicles with GVM less than 4.5 tonnes), you have the option to choose a 6-month or a 12-month term. As long as you pay for both the CTP Green Slip Insurance and registration within 21 days of the due date, you can choose a 6 month term for the renewal of your CTP Green Slip.
If it’s been more than 21 days since your registration was due, you can only choose the 12-month period, unless there are extenuating circumstances for us to accept the late payment.
#A GIO NSW CTP Insurance policy will count as an eligible policy, however the premium for the policy cannot be discounted. View eligible policies and multi-policy discount T&Cs.
*CTP Claims data from State Insurance Regulatory Authority report.
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Medical expenses
All people injured in an accident, regardless of fault (unless you’re charged with a serious driving offence) are eligible to claim up to 12 months of reasonable and necessary treatment and rehabilitation expenses, as well as commercial attendant care if you need help around the home while you recover.
Payment for lost income
All people injured in an accident, regardless of fault (unless you’re charged with a serious driving offence) are eligible to claim a percentage of your pre-injury weekly income if you need time off work to recover, for up to 12 months.
