Policy documents for Home & Contents Insurance

Product Disclosure Statement

Home & Contents Insurance PDS

For all new policies and renewals effective on or after 22 March 2021

Summary of changes

Home & Contents Insurance PDS

Effective for new policies with start dates on or after 3 September 2013 to 21 March 2021 or renewed on or after 13 October 2013 to 21 March 2021.

Home & Contents SPDS

Effective for new policies with start dates on or after 22 February 2021 to 21 March 2021. If you vary your policy on or after 22 March 2021 we may also send you this SPDS.

GIO Home Assist Terms & Conditions

Effective from 22 February 2021. Some geographical limitations apply to available cover.

Key Fact Sheet - Home Building

This Key Fact Sheet (KFS) applies to new business and policy renewals with a start date on or after 22 March 2021.

Key Fact Sheet - Home Contents

This Key Fact Sheet (KFS) applies to new business and policy renewals with a start date on or after 22 March 2021.

Key Fact Sheet - Home Building

This Key Fact Sheet (KFS) applies for new business and policy renewals with a start date from 10 November 2014 to 21 March 2021

Key Fact Sheet - Home Contents

This Key Fact Sheet (KFS) applies for new business and policy renewals with a start date from 10 November 2014 to 21 March 2021

Additional Information Guide

Home & Contents Insurance Additional Information Guide

This guide is relevant to you if your policy has a commencement date or a renewal date on or after 22 March 2021

Premium, Excesses, Discounts & Claim Payments Guide

Home & Contents Insurance PED Guide

This guide is relevant for policies with a commencement date on or after 11 December 2017 to 21 March 2021 or renewal effective date on or after 5 February 2018 to 21 March 2021

Home & Contents Insurance PED Guide

This guide is relevant to you if your policy has a commencement date on or after 3rd September, 2013 or renewal effective date on or after 13th October, 2013.

Historic Documents

Home & Contents Insurance SPDS

Effective for policies with start dates between 6 June 2019 to 21 March 2021. This is to be read in conjunction with the relevant PDS.

Home & Contents Insurance SPDS

Effective for new policies with start dates on or after 13 October 2014 to 21 March 2021 or renewed on or after 10 November 2014 to 21 March 2021. This is to be read in conjunction with the relevant PDS.

Update Pursuant to ASIC Corporations Instrument 2016/1055

Effective for new business or policy renewals on or before 5 June 2019. This is to be read in conjunction with the relevant PDS and SPDS.

Update Pursuant to ASIC Class Order 03/237

Effective for policies when you buy, extend, vary or reinstate your policy on or after 16 November 2015 to 21 March 2021 or if you renewed on or after 28 December 2015 to 21 March 2021. This is to be read in conjunction with the relevant PDS and SPDS.

Classic Home & Contents SPDS

For policies commencing or renewing 12 November, 2012 to 30 June, 2013

Classic Home & Contents SPDS

Effective from 2 May, 2013

Classic Home & Contents Guide

For policies commencing or renewing on or after 1 July, 2013.

Classic Home & Contents Guide

For policies commencing or renewing from 14 December, 2011 to 30 June, 2013.

55UP Home & Contents SPDS

For policies commencing or renewing 12 November, 2012 to 30 June, 2013

55UP Home & Contents SPDS

Effective from 2 May, 2013

55UP Home & Contents Guide

For policies commencing or renewing on or after 1 July, 2013.

55UP Home & Contents Guide

For policies commencing or renewing from 14 December, 2011 to 30 June, 2013.

Platinum Home & Contents SPDS

For policies commencing or renewing 12 November, 2012 to 30 June, 2013

Platinum Home & Contents SPDS

Effective from 2 May, 2013

Platinum Home & Contents Guide

For policies commencing or renewing on or after 1 July, 2013.

Platinum Home & Contents Guide

For policies commencing or renewing from 14 December, 2011 to 30 June, 2013.