What are the most common home safety hazards?

Being aware of hazards within your home is the first step to preventing them. Some of the most common hazards at home include fire, poisoning and allergies. There may also be risks posed by your home’s contents, such as falls, choking, cuts and burns. This is not an exhaustive list, so you may find it useful to do your own research and conduct a risk assessment of your home.

Your home is your castle.

So it's important to understand and minimise common safety hazards.

Here are a few ways to reduce the risk of fire at home:

Always pay full attention when cooking.

Regularly inspect your chimney and electrical systems, and always ensure you have working smoke alarms in the house.

Poisoning is another common safety hazard at home.

Things like carbon monoxide poisoning from fossil fuel burning appliances, ingesting cleaning supplies, or medications could affect you or your family.

To mitigate the risk of poisoning install a carbon monoxide detector and keep chemicals and medications away from children.

Water can be hazardous for everyone. But it is especially so for little people.

It only takes 20 seconds for a toddler to drown so it’s important to supervise young children around water at all times.

If you haven’t already, install a fence or a barrier around pools and spas for extra protection.

This is by no means an exhaustive list.

Be sure to do your own research and conduct a risk assessment of your home.

And for extra cover in an insured event like a fire consider GIO Home and Contents Insurance.

Hazards in the home


Fires at home can be highly dangerous, not only to your property but also to you and the people you live with. Be sure to have working smoke alarms in the house tested regularly, and a fire plan with safety protocols in place.

To reduce the risk of home fire, it’s important to:

  • reduce flammable clutter, such as old boxes or paper
  • never leave cooking unattended
  • maintain any fireplaces and chimneys, with regular inspections from a professional, and
  • assess electrical systems, and seek the assistance of an electrician if you notice frayed or loose wires.

Having adequate home and contents insurance could help cover your property if it’s affected by an accidental fire, including bushfire (among other features and benefits!). GIO offers three levels of Home and Contents Insurance cover, so you can choose the policy that’s right for you.

Discover Home and Contents Insurance


Several household items present poisoning risks, such as cleaning and maintenance supplies, medications and petrol. Keeping these things locked away and out of reach of children can reduce the chance of them being accidentally ingested. And when storing these items, try not to keep chemicals or petrol in bottles that could be mistaken for something that’s drinkable, like a soft drink bottle.

Another hazard to be aware of is carbon monoxide. Carbon monoxide poisoning can occur in homes with appliances that use fossil fuels, like gas. It’s very difficult to detect carbon monoxide, but you can reduce your risk of exposure by installing a carbon monoxide detector. Regular maintenance of appliances that might cause a leak, such as heaters and ovens, is also important.


Mould grows when water condenses onto surfaces, like walls and window frames, and is directly related to humidity within your home. If you have an allergy to mould, symptoms can include sneezing, itchy eyes and headaches.

To keep mould at bay, remove condensation from surfaces in your home, especially in damp areas like your bathroom and kitchen, and keep air vents clear. You may also benefit from using an air purifier.


Pools, and other water-related hazards such as bathtubs that aren’t properly secured or monitored, present a risk of drowning, especially for young children. Be alert when they’re in use and install a fence or another barrier around them for when they’re not.

Hazards caused by contents


In Australia, falls account for 40% of injuries requiring hospitalisation1. Accidents may happen where there is poor lighting, such as near stairs, and in areas that can become slippery, like your bathroom and kitchen.

It’s also worth being aware of:

  • rugs or loose carpet
  • clutter, and
  • power cords.

You might even choose to wear rubber-soled shoes or bare feet around the house if your flooring is smooth; socks could put you at risk of a fall.


Choking and strangulation risks are a common hazard at home. Food that isn’t prepared well may present a risk. Try to cutting food into small bites, encourage your family or housemates to slow down while they eat, and consider pairing your meals with a non-alcoholic drink to moisten dry food.

In addition to food, there are objects in your home, such as cords and small toys, that could be dangerous. Consider doing a sweep around your home where children might be present, to ensure choking and strangulation hazards are out of the way.


Knowing about items that present a potential risk of cuts and scrapes can help you avoid them. From a tin lid in an open recycling bin to sharp outdoor tools, it’s useful to be aware of the risk so you can mitigate it. This might mean:

  • ensuring your bins have a lid
  • keeping kitchen tools, like sharp knives, stored safely
  • pointing sharp items such as forks and knives down if you use a dishwasher
  • installing a lock on your bathroom cupboard so items like razors can’t be accessed easily, and
  • putting tools away.


Dishwashers and stoves are the most likely culprits when it comes to burn-related injuries. Installing a latch on your dishwasher, or using the back burners when you cook, may help to avoid them.

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The information is intended to be of general nature only. Subject to any rights you may have under any law, we do not accept any legal responsibility for any loss or damage, including loss of business or profits or any other indirect loss, incurred as a result of reliance upon the information. Please make your own enquiries.