Workers compensation insurance in Australia is a compulsory employer financed, 'no-fault', occupational disabilities program for work related injury and disease.
‘Worker’ includes individual who works under a contract of service with an employer, whether the contract is express or implied, oral or written, and an individual who works under a contract, or at piecework rates, for labour or substantially labour only.
n injury must be notified to the employer responsible for the workplace in which the injury happened.
Notification may be given to the employer, any person designated for the purpose by the employer, or any person by whom the person is supervised, by either of the following methods:
- entry into the employer’s ‘Register of Injuries’;
- in writing; or
- in electronic form.
A ‘Register of Injuries’ is used to records the details of each injury that occurs in the workplace, regardless of whether or not a claim is made.
An injured worker must nominate a Treating Doctor who will be responsible for the medical management of the injury and cooperate with the development and implementation of the Personal Injury Plan.
Suitable duties are short-term work duties agreed between the employer, the injured worker and treating doctor, to assist the injured worker’s rehabilitation. Suitable duties must comply with a current medical certificate.
If your injured worker has some capacity for work, but cannot return fully to their normal role, as the employer you are responsible for providing suitable duties. Providing suitable duties for injured workers significantly improves recovery timeframes, Return-to-Work rates and claims outcomes. Taking a pro-active step of preparing a list of potential suitable duties and sending this list to GIO prior to an injury can help streamline the claims management process.
An Injury Management Plan (IMP) is developed by your GIO case officer in consultation with the employer, injured worker and treating doctor. This Plan outlines the steps required to assist the injured worker to get back to work and establishes the agreed Return-to-Work goal. The responsibilities of the injured worker, treating doctor and employer are also included in the Injury Management Plan.
A Return-To-Work Plan outlines the duties to be provided to the injured worker in the form of a written action plan that explains how you will help your injured worker stay at work while they recover. This plan is to be supplied to all parties.