Yes, all riders who you expect will regularly ride your motorcycle should be listed. Listing additional riders may affect your premium, excess, policy coverage and our decision to insure you. Failing to list a rider may result in additional excesses and a reduction or refusal to pay a claim.
With GIO, you can allow us to arrange the repair of your motorcycle and have everything taken care for you or you can choose to have repairs completed by a repairer of your choice.
If you're in an accident with an uninsured driver, we'll cover damage to your motorcycle even if you only have Third Party Property Damage Insurance. This only applies if we agree you weren't at fault and you provide us with the name and address of the uninsured driver or the registration details of the other vehicle.