Home Insurance provides cover for your home including garages, carports, outbuildings, fixed swimming pools, sealed driveways, gates and fences, along with any permanently attached fixtures like solar panels, walls, ceilings, and floors caused by a range of insured events at your insured address.

Whereas Contents Insurance is for the loss or damage to the contents in your home caused by insured events. Contents are household items that you own or are responsible for and use primarily for domestic purposes. These include things like furniture, furnishings, clothing, unfixed electrical goods and appliances (not housed in a cabinet), window coverings as well as carpet and rugs.

To learn about GIO Home Insurance and Contents Insurance, and what we cover as the home and contents, please refer to the PDS.