Home Insurance provides cover for your home, garages, carports, outbuildings, inground pools, driveways, gates and fences, along with any permanently attached fixtures like solar panels, walls, ceilings, and floors that are tiled, wooden or concrete for loss or damage caused by a range of insured events at your insured address.

Whereas, Contents Insurance is for the loss or damage to the contents in your home caused by insured events. Contents are household items that you own or are responsible for (if in a unit) and use primarily for domestic purposes. These include things like furniture, furnishings, clothing, unfixed electrical goods, and appliances, window coverings as well as carpet and rugs