Third party fire and theft insurance includes everything covered by GIO Third Party Property Damage insurance, plus additional protection for your own car in specific situations.

This typically includes cover if your car is:

• Accidentally damaged or destroyed by fire.
• Stolen or damaged due to theft or attempted theft.

It still does not cover accidental damage to your own car from events such as collisions. For that level of cover, you may want to consider GIO Comprehensive Car Insurance. For a full list of inclusions and exclusions, read the PDS.