Home insurance claims

Need to claim or track an existing claim?
It's ok, that's why you have insurance, we're here to help.

Step 1 IconWhat you'll need before claiming


  • Your GIO policy number 
  • Details about when the incident occurred and what happened.
  • Details of what has been affected  e.g. broken window, roof damaged by fallen tree.
  • To help speed up your claim, for electrical items please have details about the make and model handy.

Please note: If the loss is caused by theft, you should notify the police and obtain a report.

Step 2 IconChoose how you would like to make a claim


24 hours / 7 days a week

  • Takes only 10mins (approx)
  • Instant claim number & email confirmation
  • Upload photos & documents
  • Track your claim progress

Please note: Claim online is not available for Strata Insurance

Claim Online Now


The GIO App makes claims on supported policies easy. It lets you:

  • Keep a record of details at the scene of an accident
  • Upload photos and documents
  • Lodge your claim and receive a claim number instantly
  • Track your claim from start to finish

Sounds pretty handy right?

Download the app

Step 3 Icon

Thanks, we'll take it from here

You can track the progress of your claim online or you can speak to someone in our claim centre anytime. If we need to confirm anything, we'll call you.

Step 4 IconAssessment

If we need to, we'll check out your home or contents to assess the damage.

Step 5 Complete Icon

Repair, replace or payout

All sorted, you're back on track.

Phone Consultant IconFollow up

We'll check in with you to make sure you're happy with the outcome of your claim.


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