No, Business Insurance is a different insurance product to Workers Compensation and provides various covers including motor vehicle, public liability or property damage for your stock, contents and buildings.
For more information on the types of Business Insurance covers or to get a quote, please visit Business Insurance.
Reporting a claim within the required timeframe can make a significant difference to the cost of a claim, and may also reduce your premium.
Employers have a number of workers compensation responsibilities, including having Workers Compensation Insurance that is current and prominently displaying at each workplace details of your insurance coverage.
As an employer, it is your responsibility to continue to pay an injured worker on the usual pay days following an injury.
You must send your GIO claims advisor a fortnightly record of the time the worker has lost due to injury or illness.
Generally, a ‘worker’ is an individual who works under a contract of service with an employer, whether the contract is expressed or implied, oral or written, or an individual who works under a contract or at piecework rates for labour or substantially labour only.
Suitable duties are short-term work duties agreed between the employer, the injured worker and treating doctor, to assist the injured worker’s rehabilitation.
Yes, as an employer you are responsible for providing suitable duties to injured workers who have some capacity for work, but cannot fully return to their normal role.
A Return To Work Plan is a written action plan that explains how you will help your injured worker stay at work while they recover.
A common law claim is a claim for damages in which it is necessary for the worker to prove 'fault' in the form of negligence or breach of statutory duty on the part of the employer.
A “recurrence” is when the symptoms of a previous injury recur spontaneously, whilst a “aggravation” is when symptoms of a pre-existing injury are increased by a new and definable event.
A Primary Treating Medical Practitioner (PTMP) is the medical practitioner chosen by the worker to participate in the injury management process.
A ‘Register of Injuries’ is used to record the details of each injury that occurs in the workplace, regardless of whether or not a claim is made.
A Certificate of Currency provides confirmation of a current Workers Compensation policy.