Question 1

How much are my caravan contents insured for?

Accepted Answer

We offer $1,000 cover for your caravan contents (sub-limits apply), but you can increase this amount by adding the optional cover, Increased Contents Cover, for an additional cost.

Question 2

What type of vehicles do you cover under Caravan Insurance?

Accepted Answer

GIO covers caravans, trailers and horse floats only. We will insure slide-on/slide-off campers under Caravan Insurance, provided they are not permanently fixed to the vehicle. We do not cover motorhomes, motorised caravans, converted buses or semitrailers.

Question 3

Does GIO insure animal or horse floats?

Accepted Answer

Yes, we offer comprehensive cover for animal and horse floats. If you have added accommodation facilities, we will still insure these but as a caravan, not a trailer.

Question 4

Do you cover all on-site caravans?

Accepted Answer

We insure on-site unregistered caravans in caravan parks with a resident manager or in a domestic residential situation only.

We won't insure on-site caravans in the following places:

Commercial or industrial estates
Public car parks
Construction sites
Mining camps
Remote locations

Question 5

Are fixtures like solar panels on my caravan covered?

Accepted Answer

Yes, anything fixed to the caravan is automatically covered up to the amount you insured your caravan for. This includes:

Fixtures & fittings, such as solar panels
Standard equipment fitted by the original manufacturer
Manufacturer supplied tools and spare parts
Gas cylinders

Question 6

Are trailers and caravans covered by CTP insurance

Accepted Answer

Yes, provided the trailer or caravan is in a roadworthy condition and towed by a registered vehicle.

Caravan Insurance FAQs