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If you've added the optional 'Lay-up period' cover (available to add on to Comprehensive Boat Insurance for an additional cost), your boat will be covered for up to 6 months when not in use, for example in winter.

Your premium (the amount you pay for your insurance) will be reduced and during this time you're only covered for theft and accidental damage that happens when your boat’s at home, in secure commercial storage, in transit to a repairer after we’ve approved a claim, or going to be serviced.