If you've added the optional 'Lay-up period' cover (available to add on to Comprehensive Boat Insurance), you’ll pay a reduced premium but your coverage will be reduced during the lay-up period (that you choose) when your boat is not in use, for example, in winter.

During the lay-up period, we’ll only provide cover when your boat is at home, in secure commercial storage, in transit to a repairer after we’ve approved a claim, or is going to be serviced. The maximum period you can lay-up your boat is 6 months in any one period of insurance. Conditions and exclusions, so refer to the PDS for more detail.