Benefits

Why Aussies might choose GIO

24/7 claims

(Excludes CTP and MAI)
Lodge your car or home insurance claim any time, online or over the phone. For CTP or MAI Insurance products, claims are only available on the phone during business hours.

Flexible cover

(Excludes CTP and MAI)
Choose the level of cover you need, adjust your excesses with eligible policies, and pay monthly or annually.

A trusted partner

Be confident with our innovative repair network and stress-free claims lodgement.

Helping you protect what matters

 

Car Insurance

Choose from a range of coverage options so you can find cover that suits your car, needs and budget.

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Floods

No bushfire, storm or flood cover in the first 72 hours of your policy. Very limited exceptions apply. Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm). Limits and exclusions apply.

 

Home Insurance

Cover for your house, including the things inside your precious home in case of theft, fire, floods* and more.

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NSW CTP Insurance

Cover your liability for costs related to injuries sustained in a motor accident. You must have CTP insurance for your vehicle before you can register your car.

Get a quote Find out more

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Manage your insurance in a touch

The GIO App lets you manage your supported insurance policies from your phone anytime and anywhere.

Get started now!

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Our approved and qualified motor repairers

With our repair network of approximately 300 trusted repairers nation-wide, we have the resources to provide the highest level of service for our customers. All repairs authorised by us also come with a lifetime repair guarantee.

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News and info

Good to know about GIO

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Info Hub

GIO Can Help You Learn More About Business Insurance So You Can Know That You’re Covered – Read More Now

GIO App

Manage your GIO insurance policies from your smartphone. Make and track claims, update personal details, renew policies, and more with the GIO App. Try it today!

Why it’s important to have roadside assistance

A broken down vehicle in the midst of a road trip is absolutely no fun. Here are some suggested car emergency kit essentials to pack before setting off on your next road trip.

^T&Cs apply, see gio.com.au/blues/terms-conditions. Open to AU res 18+. Ends: 11:59pm AEDT 7/10/26. Limit 1 entry p/quote & max 10 entries p/person. Draw: L 3, 162 Collins St, Melb VIC 3000 at 11am AEDT on 13/10/26. Prize: 1x trip for 4 people to Auckland, NZ to attend the 2027 Ampol State of Origin Match, valued up to $17,160. Winner published at gio.com.au/blues on 20/10/26. NSW Authority: TP/05087. Permits: ACT TP26/01043 SA T26/812.

 

*No bushfire, storm or flood cover in the first 72 hours of your policy. Very limited exceptions apply. Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm). Limits and exclusions apply.

Insurance issued by AAI Limited ABN 48 005 297 807 trading as GIO. Read the Product Disclosure Statement before buying this insurance. Target Market Determination is also available. This advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it.

Floods

No bushfire, storm or flood cover in the first 72 hours of your policy. Very limited exceptions apply. Actions or movements of the sea and storm surge are not covered (unless the storm surge damage occurs at the same time as damage caused by storm). Limits and exclusions apply.