INSURING YOUR CAR
What you need to know about managing your car insurance policy online
Having a car insurance policy is important, but managing it – well, that can be a bit tedious. Rather than waiting on the phone to complete simple tasks, why not streamline your admin by managing your policy online? You can set up your insurance policy, claim, renew and update your details. Managing all aspects of your car insurance policy has never been easier.
Getting started –
Registering for Online Services
If you haven’t already, you can register for Online Services using the GIO App. Having your policy number handy can help make registering your account simple.
Your policy number can be found on your Certificate of Insurance, which you received when you first purchased your policy. Don’t stress if you don’t know your policy number, we can find it for you.
When prompted to include details like your address, email, and phone number, ensure they’re the same as they appear on your policy.
Adding your policy
Once you’ve logged in for the first time, you’ll be asked if you want to link your policy. Press “Link Policies Now” and follow the prompts.
Once verified, your policy will be linked. You can now manage your details from the GIO App.
Bit stuck? Check out this video which will guide you through the steps to getting started with the GIO App.
Getting started with the GIO app has never been easier, allowing you to make claims and manage your policy wherever you are.
To begin, download the GIO app from the App Store or Google Play, once downloaded open the app.
If you haven't used the GIO app or GIO online services before, click Get Started to set up an account.
To set up your account you'll be asked to accept our terms and conditions, to read them click Terms and Conditions.
When you're ready press Accept to continue.
There are three steps to set up your account.
Step one: fill out the new user form.
Step two: enter your best email address
and the mobile number. Just ensure you use the same mobile number you have registered on your policy.
Step three: create a password.
When creating your password remember to follow the requirements.
When you've chosen your password press Done, then Sign Up.
It's best to store that password somewhere secure so you don't forget it.
But if you do, don't worry, you can always reset it.
You will receive a verification email within a few minutes of signing up.
If you haven't received it, check your junk and spam folders.
Once you have received it, open the email and click link to verify.
Back in the app, it's time to link your insurance policy.
Once you have logged in for the first time, you'll be asked if you
want to link your policy, press Link Policies Now.
Fill in your policy number and date of birth.
Your policy number can be found on your certificate of insurance that you received when you first purchased your policy.
Once you've pressed Next, we'll send a verification code to your mobile number, once verified your policy will be linked.
You can now manage your details from the GIO app.
You can also link other policies, or get a quote for a new policy from the home screen.
For more help on managing your policy online head to www.gio.com.au.
Giving your policy a ‘health check’ at renewal time
Renewing your policy online can help make the process quicker and more convenient. While you’re renewing in Online Services, consider conducting a policy ‘health check’ to see how you could potentially save on your premium for the year ahead. This could involve changing your excess, or reducing the kilometres listed on your policy if you’re driving less.
Simply go to GIO Online Services and follow the prompts to renew your policy. If you’d like to adjust your excess and other details on your policy, you can do so on the confirmation screen when you renew. You should then see your new premium on the payments details page. You can add optional covers to your policy online too.
Need to make a claim online?
It's easy with the GIO App.
If you need help getting started with the GIO App, check out the video, how to get started with the GIO App.
Once you are set up, choose the policy you would like to claim on.
You can also make a claim from the claim section of the app by selecting the plus button, which will trigger a list of your policies you can claim against.
Then confirm the policy you would like to claim on.
Fill out all the details surrounding the incident, date, location, what happened and damage to your vehicle.
Next, fill out both parties' driving details.
This could either be your own or whoever was driving your vehicle at the time of the incident.
Finally, confirm that all the details are correct before lodging the claim.
You can also lodge a claim online at gio.com.au/claims using the same steps as you would for the app.
For more information on using GIO Online Services to claim and manage your policy, check out more How-To videos in the description below.
Making a car insurance claim online
Many people think of their insurance company as one of the people to call after an accident.
During what can be a stressful time, you might actually find it easier to lodge a claim using the GIO App or Online Services rather than over the phone. Just log in, select your car insurance policy, and click ‘make a claim’ to begin.
After you’ve submitted your claim online, we’ll give you a claim number and will be in touch shortly after.You’ll also be able to track the progress of your claim online.
Still got a few questions about how to make a claim using the GIO App? This video explains the process for lodging a claim with ease from your smartphone!
Updating your car insurance policy details
Bought a new car and need to update your registration? Have the kids got their P plates and started using your car? Have you paid off your car finance? You can easily make changes like these to your policy online. It’s important to note that changing your vehicle type and adding drivers may affect your premium. If it does, you’ll see your updated premium on the screen once you’ve confirmed the changes.
Watch this video to find out more about updating your policy or contact details with the GIO App or online.
[Instructor] Through the GIO app,
you can manage your GIO policy, here's how.
With GIO, managing your policy online has never been easier.
In the time it takes to toast some bread, you can update your details and policy using the GIO app or by visiting our website.
First, let's look at how you can manage your policy with the GIO app.
To change your details, such as your phone number or address, first, open the app.
From the home screen, tap the insurance policy you want to update.
This will take you to a screen with more information about your policy.
Press Update to begin making your changes.
Once opened, you'll see a list of options that you can update.
Select Contact details right at the bottom for updating things like your email, address, and phone number.
It's that easy.
If you want to update details on your GIO policy using your home computer or laptop, begin by visiting our website.
Once you've logged in to your GIO profile and on the home screen, select the policy you want to manage.
In this case, let's select the motor insurance policy.
A popup box like this should appear with details about your vehicle's make and model right up the top, policy details to the bottom right, and to the left, a list of actions in blue.
Click Update policy on the left-hand side of the popup box.
You'll be presented with a range of options to update both your personal details or your car details.
If perhaps you've started catching public transport to work and you want to update your driving habits, you would click on Driving habits.
Fill out any questions asked, then click Continue.
You may now be notified of a change in your premium.
A range of factors may influence your premium, including driving habits.
Click Confirm if you're happy with this.
Finally, a popup box may appear asking you to confirm you've answered truthfully and accurately.
Only check this box if you've read through this information and understand that it is your responsibility to not make a misrepresentation.
Once you're ready, click Continue.
And that's it, all done.
GIO will send you your new certificate of insurance within the next five business days.
If you need assistance at all during this process, George, the GIO virtual assistant, can help.
Head to gio.com.au, and click on the red chat box on the bottom right of the page to begin a conversation.
Get weather alerts, including a hail warning
One useful new feature of the GIO App is the ability to get weather alerts, including hail alerts when a storm heads toward your insured address. That way you may be able to avoid dangerous weather, and keep you and your car your out of harm’s way.
Watch this video to find out how to toggle these weather alert features on and off.
If you're a GIO Car Insurance policy holder, you can help ensure your vehicle doesn't get caught in a storm.
Head over to the GIO app to turn on Weather Alerts so you can be ready the
next time a storm comes.
The GIO app also includes a hail warning feature to help you avoid hail damage to your car.
First, open the app and head to your profile.
Press Notifications and to toggle Weather Alerts On.
Lucky, Gina had hail alerts turned on.
Not sure how to get started with the GIO app?
The How To Get Started with the GIO app video can show you how.
- Car accident and not at fault? What to do next
- What should I check when renewing my Car Insurance?
- How to do a Car Insurance health check
Insurance is issued by AAI Limited ABN 48 005 297 807 trading as GIO Insurance. Read the Product Disclosure Statement before buying this insurance. Target Market Determination also available. This advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. The information is intended to be of a general nature only. We do not accept any legal responsibility for any loss incurred as a result of reliance upon it – please make your own enquiries.