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Does GIO Travel Insurance provide cover whilst travelling on a cruise?
Yes, it does but you need to ensure you select the right Region.
We have 5 different regions to choose from:
- Region 1 – Worldwide
- Region 2 – Worldwide (excluding the USA, Canada, Japan and Africa)
- Region 3 – South East Asia covering Borneo, Brunei Darussalam, Burma, Cambodia, China, Hong Kong, Korea, Laos, Macau, Malaysia, Myanmar, Philippines, Singapore, Taiwan, Thailand, Tibet, Vietnam and including Region 4 and 5 countries.
- Region 4 – The South Pacific and Indonesia covering the Cook Islands, East Timor, Fiji, Indonesia (including Bali), Nauru, New Caledonia, New Zealand, Papua New Guinea, Samoa (American), Solomon Islands, Tahiti, Timor-Leste, Tonga, Vanuatu, Western Samoa and all Region 5 countries.
- Region 5 – Australia (including Lord Howe Island, Thursday Island, Christmas Island, Cocos (Keeling) Islands and Coral Sea Islands Territory) only.
Note: The cover provided under “Section 2 – Overseas medical and dental expenses” of the PDS, does not apply if ‘Region 5’ is shown on your schedule because we will only pay your dental expense if they are incurred outside Australia. For example, if you are cruising from Australia to the South Pacific on a ship with on-board medical and/ or dental facilities and require cover under Section 2, then please select Region 4.
If you have selected Region 1, 2, 3 or 4, we will also cover any journey you make to any country or countries outside your selected Region, but only for a 72 hour period commencing from your arrival into the first country outside your selected Region.