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If you have Home, Landlord or Strata Insurance, you can choose a higher standard excess from the levels we offer to reduce your premium. The levels usually fall between $0 and $5,000. 

If you have a Car (Comprehensive or Platinum), Caravan, Motorcycle, Boat (Comprehensive only) or Business Insurance policy, you can’t increase your standard excess but you can reduce your premiums by agreeing to a voluntary excess as a separate payment, on top of your standard excess. 

For more information please check your PDS or contact us