We love to reward our customers with various discounts to help you save. Offers currently available are:

  • 10% multi-policy discount*^ – if you hold three or more eligible policies with us, you can enjoy a 10% discount on your premiums. GIO NSW CTP Green Slip and ACT MAI Insurance count as one of the eligible policies, but the premium for these policies cannot be discounted. View full T&Cs.
  • 10% family discount* – anyone younger than 25 years old, whose parents are comprehensively insured with GIO, can receive a 10% discount off their own Platinum or Comprehensive Insurance
  • $50 NSW CTP Green Slip discount* – combine a GIO Comprehensive or GIO Platinum Car Insurance policy with a NSW Green Slip on the same car (with the same registration), and you may be eligible for $50 off your next GIO Comprehensive or GIO Platinum Car Insurance premium
  • Get 10%* Off Your First Year When You Buy Online!
  • Claims free savings – every year you don’t make an excess-payable claim, you earn a credit on the following year’s premium for that same car. The credit grows every year, starting from 5% after the first year and growing up to 20% after 15+ years

View all available GIO Car Insurance policy discounts as well as the relevant terms and conditions.

*If you’re eligible for more than one discount, we apply them in a pre-set order to the discounted premium, before government taxes and charges.

^Discount not applicable to GIO Roadside Assist, GIO Home Assist, Excess-free Glass or Domestic Workers Compensation optional covers.