If we authorise the repairs, we guarantee the quality of the materials and workmanship for the life of the motorcycle. If a defect arises as a result of faulty materials or workmanship, we'll rectify the problem.
Compare Motorcycle Insurance
With 3 levels of cover to choose from, compare the main differences, features and claim limits so you can find the right product for your requirements
GIO provides
Third Party Property Damage Motorcycle Insurance
Fire, Theft and Third Party Property Damage Motorcycle Insurance
Comprehensive Motorcycle Insurance
Third Party Property Damage Motorcycle Insurance
Fire, Theft and Third Party Property Damage Motorcycle Insurance
Yes
Comprehensive Motorcycle Insurance
Yes
Third Party Property Damage Motorcycle Insurance
Fire, Theft and Third Party Property Damage Motorcycle Insurance
Comprehensive Motorcycle Insurance
Third Party Property Damage Motorcycle Insurance
Fire, Theft and Third Party Property Damage Motorcycle Insurance
Yes
Comprehensive Motorcycle Insurance
Yes
Third Party Property Damage Motorcycle Insurance
Yes
Fire, Theft and Third Party Property Damage Motorcycle Insurance
Yes
Comprehensive Motorcycle Insurance
Yes
Third Party Property Damage Motorcycle Insurance
Yes
Fire, Theft and Third Party Property Damage Motorcycle Insurance
after fire & theft
Comprehensive Motorcycle Insurance
Yes
Third Party Property Damage Motorcycle Insurance
Yes
Fire, Theft and Third Party Property Damage Motorcycle Insurance
Yes
Comprehensive Motorcycle Insurance
Yes
Third Party Property Damage Motorcycle Insurance
Up to $5,000
Fire, Theft and Third Party Property Damage Motorcycle Insurance
Up to $5,000
Comprehensive Motorcycle Insurance
Yes
Up to your amount covered
Included features
Third Party Property Damage Motorcycle Insurance
Fire, Theft and Third Party Property Damage Motorcycle Insurance
Comprehensive Motorcycle Insurance
Third Party Property Damage Motorcycle Insurance
Fire, Theft and Third Party Property Damage Motorcycle Insurance
Yes
Comprehensive Motorcycle Insurance
Yes
Third Party Property Damage Motorcycle Insurance
Fire, Theft and Third Party Property Damage Motorcycle Insurance
after Fire and Theft
Comprehensive Motorcycle Insurance
Third Party Property Damage Motorcycle Insurance
Fire, Theft and Third Party Property Damage Motorcycle Insurance
Yes
Comprehensive Motorcycle Insurance
Yes
Third Party Property Damage Motorcycle Insurance
Yes
only for uninsured driver claims
Fire, Theft and Third Party Property Damage Motorcycle Insurance
Yes
after Fire and Theft
Comprehensive Motorcycle Insurance
Yes
Third Party Property Damage Motorcycle Insurance
Yes
Fire, Theft and Third Party Property Damage Motorcycle Insurance
Up to $500 after Fire & Theft
Comprehensive Motorcycle Insurance
Yes
Up to $500
Third Party Property Damage Motorcycle Insurance
Yes
Fire, Theft and Third Party Property Damage Motorcycle Insurance
Yes
Up to $1,000 after Fire & Theft
Comprehensive Motorcycle Insurance
Yes
Up to $1,000
Third Party Property Damage Motorcycle Insurance
Fire, Theft and Third Party Property Damage Motorcycle Insurance
Comprehensive Motorcycle Insurance
No
Third Party Property Damage Motorcycle Insurance
Fire, Theft and Third Party Property Damage Motorcycle Insurance
Comprehensive Motorcycle Insurance
Up to $1,000
Looking for more detail? Any advice has been prepared without taking into account your particular objectives, financial situation or needs, so you should consider whether it is appropriate for you before acting on it. Please read the relevant Product Disclosure Statement before you make any decision regarding this product. The Target Market Determination is also available.
Lifetime repair guarantee
Choice of repairer
We can arrange the repair of your motorcycle, or you can choose your own repairer. Our lifetime repair guarantee applies even if you choose your repairer, as long as we authorise the repairs.
24/7 Australia wide claims service
Make your claim anytime: 24 hours a day, 7 days a week.
$20 million legal liability cover
Provides you, or someone you authorise to ride your motorcycle, with up to $20 million to pay compensation for loss or damage to another person's vehicle or property caused by your motorcycle.
Accidental loss or damage cover
We'll cover you for accidental loss or damage from incidents such as hail, storm (including cyclone), flood, fire, theft, collision and impact.
Malicious damage or vandalism cover
A malicious act is something that is done on purpose, with intent, as opposed to by accident. This includes things like graffiti or key marks on your motorcycle.
Damage by uninsured drivers
If a vehicle driven by an uninsured driver damages your motorcycle, and the rider of your motorcycle didn't contribute to the accident (this means that the other driver was entirely at fault), and you can provide us with the name, address and registration details of the person at fault, you'll be covered for reasonable costs of repair to your motorcycle, but no more than $5,000 for any one incident.
New motorcycle after a total loss for motorcycles less than 2 years old
If your motorcycle claim is accepted as a total loss within the first two years of registration, we'll replace it with a new motorcycle of the same make and model (or similar make and model if the same is not available), providing you're the first registered owner.
Emergency travel, accommodation and repairs
If your motorcycle's stolen or damaged, we'll pay reasonable costs for emergency repairs and if the incident was more than 100 km from home we'll also pay travel and accommodation costs if the motorcycle's not roadworthy or safe to drive.
Hire car after theft for up to 21 days
If your motorcycle's stolen, we can arrange and pay for the reasonable costs of a hire car that meets your transport needs up to 21 days. We'll also insure the hire car against accidental loss and damage.
Towing and storage costs
If your motorcycle's not safe to drive, we'll pay for it to be towed to our nearest assessment centre or repair facility, or another location nominated or agreed by us plus storage costs incurred until your claim is settled.
Personal property in your motorcycle
Provides up to $500 if personal items stored in a secure compartment on your motorcycle, for example your mobile phone, laptop or clothing, are lost or damaged in an incident. It doesn't include things like cash, jewellery, tools and other items used for work.
Protective riding clothes
We cover your protective riding clothes, or that of your pillion passenger, if stolen from a secure storage compartment on your motorcycle or damaged while you are riding your motorcycle.
Locks and keys
If your motorcycle keys are stolen, we cover up to $1,000 towards the cost of replacing the keys and recoding your locks.
Third party property damage for trailers
Covers damage your trailer causes to another person's vehicle or property when being towed by your motorcycle.
Trailer cover
Provides up to $1,000 (for any one incident) for accidental loss or damage to your trailer caused by an incident when it:
- is attached to your motorcycle;
- runs out of control after separating from your motorcycle while your motorcycle is moving.
