If we authorise the repairs, we guarantee the quality of the materials and workmanship for the life of the motorcycle. If a defect arises as a result of faulty materials or workmanship, even if you no longer own it, we'll rectify the problem.
Choice of repairer
We can arrange the repair of your motorcycle, or you can choose your own repairer. Our lifetime repair guarantee applies even if you choose your repairer, as long as we authorise the repairs.
24/7 Australia wide claims service
Make your claim anytime: 24 hours a day, 7 days a week.
$20 million legal liability cover
Provides you, or someone you authorise to ride your motorcycle, with up to $20 million to pay compensation for loss or damage to another person's vehicle or property caused by your motorcycle.
Accidental loss or damage cover
We'll cover you for accidental loss or damage from incidents such as hail, storm, flood, fire, theft, collision and impact.
Malicious damage or vandalism cover
A malicious act is something that is done on purpose, with intent, as opposed to by accident. This includes things like graffiti or key marks on your motorcycle.
Cover for damage by uninsured drivers
If a vehicle driven by an uninsured driver damages your motorcycle and we agree you're not at fault, you'll be covered providing you give us the name, address or registration details of the other driver and vehicle.
2 year new motorcycle replacement
If your motorcycle’s written off within the first 2 years of registration, we'll replace it with a new motorcycle of the same make and model, if available, providing you're the first registered owner.
Emergency travel, accommodation and repairs
If your motorcycle's stolen or damaged, we'll pay reasonable costs for emergency repairs and if the incident was more than 100 km from home we'll also pay travel and accommodation costs if the motorcycle's not roadworthy or safe to drive.
Hire car after theft
If your motorcycle's stolen, we can arrange and pay for the reasonable costs of a compact hire car up to 21 days. We'll also insure the hire car against accidental loss and damage.
Towing and storage costs
If your motorcycle's not safe to drive, we'll pay for it to be towed to our nearest assessment centre or repair facility, or another location agreed by us, plus any storage costs incurred until your claim is settled.
Personal property in your motorcycle
Provides up to $500 if personal items stored in a secure compartment on your motorcycle, for example your mobile phone, laptop or clothing, are lost or damaged in an incident. It doesn't include things like cash, jewellery, tools and other items used for work.
Protective riding clothes
We cover your protective riding clothes, or that of your pillion passenger, if stolen from a secure storage compartment on your motorcycle or damaged while you are riding your motorcycle.
Locks and keys
If your motorcycle keys are stolen, we cover up to $1,000 towards the cost of replacing the keys and recoding your locks.
Third party property damage for trailers
Covers damage your trailer causes to another person's vehicle or property when being towed by your motorcycle.
Two wheel trailer cover
Provides up to $1,000 for accidental loss or damage, including theft, while it's attached to your motorcycle.
AAI LIMITED TRADING AS GIO
Insurance issued by AAI Limited ABN 48 005 297 807 trading as GIO. Registered Office, Level 28, 266 George St, Brisbane QLD 4000. Please read and consider the relevant Product Disclosure Statement before you make any decisions about this product. In accessing the GIO site you agree to the Online terms and Conditions.