Home Building Insurance Comparison

Compare the main features, benefits and claim limits of GIO Home Building Insurance

No matter which Home and Contents Insurance product you choose, we insure these events:

You can claim for these after an insured event has occurred.

GIO provides

Classic

Classic Extras

Platinum

Classic

Yes

Classic Extras

Yes

Platinum

Yes

Classic

Yes

Classic Extras

Yes

Platinum

Yes

Classic

Yes

Classic Extras

Yes

Platinum

Yes

You can claim for these after an insured event has occurred.

Additional Covers

Classic

Classic Extras

Platinum

Classic

Up to 10% of the home sum insured

Classic Extras

Up to 10% of the home sum insured

Platinum

Up to 15% of the home sum insured

Classic

$1,000

Classic Extras

$1,500

Platinum

$2,000

Classic

Not included

Classic Extras

$1,500

Platinum

$2,000

Classic

Not included

Classic Extras

$500 per quarter
(max 4 quarters)

Platinum

$750 per quarter
(max 4 quarters)

Classic

$2,500

Classic Extras

$3,500

Platinum

$5,000

Classic

Not included

Classic Extras

$1,000

Platinum

$2,000

Classic

10%
sum insured

Classic Extras

15%
sum insured

Platinum

20%
sum insured

Classic

10%
home sum insured

Classic Extras

15%
home sum insured

Platinum

20%
home sum insured

Classic

$1,500

Classic Extras

$2,000

Platinum

$2,500

Classic

$500

Classic Extras

$1,000

Platinum

$2,500

Classic
Classic Extras
Platinum

$2,500

Classic

Classic Extras

Platinum

We do not insure you for bushfire, storm, storm surge, flood or tsunami in the first 72 hours of your policy. Very limited exceptions apply. For full details see section 3 ‘Things we don’t cover’ in the PDS

Classic

Classic Extras

Platinum

Classic

Optional

Classic Extras

Automatically included

Platinum

Automatically included

NEW Excess-free Glass cover (Home cover only)

Classic

Optional

Classic Extras

Optional

Platinum

Optional

NEW GIO Home Assist (Home cover only)

Classic

Optional

Classic Extras

Optional

Platinum

Optional

Classic

Optional

Classic Extras

Automatically included

Platinum

Automatically included

Safety Net home protection (Home cover only)

Classic

Optional

Classic Extras

25% included

Platinum

30% included

Domestic workers compensation
(Home cover only for WA/ACT residents)

Classic

Optional

Classic Extras

Optional

Platinum

Optional

Looking for more detail? Information provided is general advice only and doesn't take into account your particular objectives, financial situation or needs. Conditions, exclusions and limits apply. Read the Product Disclosure Statement before making a decision about this insurance.