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10% online discount
Save 10% on your car insurance when you buy a new policy online.
All Home & Contents Insurance Products
Up to 15% Home and Contents combined discount
Save up to 15% on your policy when you combine your home insurance and your contents insurance into one policy with us. Includes Landlord and Strata policies.
10% multi-policy discount
Be rewarded with a 10% multi-policy discount if you hold three or more eligible policies with us.
All Personal & Life Insurance Products
All Business Insurance Products
Business Insurance Claim
Workers Compensation Claim
Business Insurance Payment
Workers Compensation Payment
A premium is the amount you pay for your insurance and it’s calculated based on your sum insured (the amount you insure your home and/or contents for) along with many other factors including information about you, your home, and its contents. Collectively, these are called premium factors. We use these premium factors to reflect the likelihood of you making a claim. We also consider other factors such as the cost of claims we’ve paid to other customers and claims we expect to pay in the future, changes in taxes, duties or levies, along with our cost of doing business.
Factors that affect your Home and Contents Insurance premium include a combination of some, or all, of the following:
For more detail, read our Home and Contents Insurance PED guide.
Insurance issued by AAI Limited ABN 48 005 297 807 trading as GIO. Registered Office, Level 28, 266 George St, Brisbane QLD 4000. Please read and consider the relevant Product Disclosure Statement before you make any decisions about this product. In accessing the GIO site you agree to the Online terms and Conditions and our Cookie & Data Policy.