Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.
Monday to Friday: 7am-9pm
10% online discount
Save 10% on your car insurance when you buy a new policy online.
Up to 15% Home and Contents combined discount
Save up to 15% on your policy when you combine your home insurance and your contents insurance into one policy with us. Includes Landlord and Strata policies.
10% multi-policy discount
Be rewarded with a 10% multi-policy discount if you hold three or more eligible policies with us.
Business Insurance Claim
Workers Compensation Claim
Treasury Managed Fund Claim
Business Insurance Payment
Workers Compensation Payment
Earn Qantas Aquire Points when you purchase a GIO Business Insurance policy
A premium is the amount you pay for your insurance and it's calculated based on the amount you insure your home or contents for (your sum insured) along with many factors about you, your home and contents. These are called premium factors. The premium factors we use reflect the likelihood of you making a claim together with other factors such as the cost of claims we’ve paid to other customers and claims we expect to pay in the future, changes in taxes, duties or levies along with our cost of doing business.
Factors that affect your premium include a combination of some or all of the following:
For more detail, read our Home and Contents Insurance PED guide.
Insurance issued by AAI Limited ABN 48 005 297 807 trading as GIO. Registered Office, Level 28, 266 George St, Brisbane QLD 4000. Please read and consider the relevant Product Disclosure Statement before you make any decisions about this product. In accessing the GIO site you agree to the Online terms and Conditions and our Cookie & Data Policy.