Your browser version is no longer supported, so you may experience issues while using this site.
Please upgrade to a current browser to enjoy the best experience.
See our Cookie & Data Policy for more details.
Monday to Friday: 7am-9pm
10% online discount
Save 10% on your car insurance when you buy a new policy online.
All Home & Contents Insurance Products
Up to 15% Home and Contents combined discount
Save up to 15% on your policy when you combine your home insurance and your contents insurance into one policy with us. Includes Landlord and Strata policies.
10% multi-policy discount
Be rewarded with a 10% multi-policy discount if you hold three or more eligible policies with us.
All Personal & Life Insurance Products
All Business Insurance Products
Business Insurance Claim
Workers Compensation Claim
Treasury Managed Fund Claim
Business Insurance Payment
Workers Compensation Payment
Earn Qantas Points when you purchase a GIO Business Insurance policy
An excess is the amount you must pay for each incident when you make a claim. A standard excess applies to all claims unless stated otherwise in the PDS.
Depending on your level of cover, you can increase your excess by choosing a voluntary excess (from the range we offer, between $200 and $2,000) to reduce your premium. A voluntary excess applies to all claims in addition to your standard excess In the event of a claim, your standard excess remains the same and the voluntary excess represents an additional payment.
The option of paying a voluntary excess only applies to the following products:
• Car insurance (Platinum and Comprehensive only)
• Caravan insurance
• Motorcycle insurance
• Boat insurance (Comprehensive only)
• Business insurance
If you have a Home, Landlord or Strata Insurance, you also have the option of increasing your standard excess.
For further information please check your PDS or contact us.
Insurance issued by AAI Limited ABN 48 005 297 807 trading as GIO. Registered Office, Level 28, 266 George St, Brisbane QLD 4000. Please read and consider the relevant Product Disclosure Statement before you make any decisions about this product. In accessing the GIO site you agree to the Online terms and Conditions and our Cookie & Data Policy.