Insurance premiums can change from year to year, based on a range of factors. These include, for example:

• the increasing frequency and severity of weather events
• fluctuating repair costs
• improved data, and
• the number of claims made in a year.

You may also have received discounts or free coverage last year that no longer apply this year.

Being aware of your options and updating your policy to suit your needs and budget, can help you take control of your premium. At your next renewal, log in and check that your details are up to date. Making updates to your excess, amount covered, optional covers and other details can impact your premium.

You can make updates to your policy online. Just log in to My Account.