What is a No Claim Bonus?

A No Claim Bonus (NCB) is a discount off your comprehensive premium. On each renewal, your discount will increase providing you haven’t made any claims that affect your NCB. If you are eligible, your NCB will keep increasing until you reach the maximum discount level. Your NCB is shown on your certificate of insurance.

The bonus is available for comprehensive boat, caravan and trailer, and motorcycle policies. For more information please consult the PED Guide for Boat, Caravan and Trailer, or Motorcycle Insurance.

A No Claim Discount/Rating 1 for Life applies to some policies purchased before 3 September 2013. If it applies to any car covered by your policy, it will be shown on your certificate of insurance.

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