GIO do not offer cover notes (a form of temporary insurance covering the period between signing up for a policy and making the first premium payment).

After you begin a policy, or renew it for another period of insurance, it may be subject to a ‘cooling off period’. If you wish, and provided you have not made a claim, you can exercise your cooling off rights within this period. If you decide to do so, we will refund in full the money you have paid for that period of insurance but you will have no cover from when your policy would have otherwise begun or from your renewal date.

Cooling off periods vary between products. Please check your Product Disclosure Statement (PDS) for further details