Personal & Life Insurance

GIO's wide range of online life insurance products, can help in providing you and your family with financial support when you need it most.

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Life Protect

Our most comprehensive life cover

Also known as life insurance, term life insurance, or death cover.

Pays a lump sum if you die by any cause, including accidents, or become terminally ill. Intentional self inflicted acts, such as suicide are not covered for the first 13 months

Select a cover amount between $100,000 and up to $1 million

Nominate up to 5 beneficiaries to receive benefit payment

Answer some basic health & lifestyle questions for immediate assessment. No medical tests required to apply

Must be aged 18-60 to purchase. Cover up to age 99, unless cover stops earlier

$10,000 may be payable within 2 business days for immediate expenses e.g funeral, if you were to pass away.

Accidental Death

Death by accident only

Help to pay off debts & provide your family with financial support in the event of a fatal accident.

Accidental Death Plan Insurance is no longer sold. The following information is for existing customers only.

Receive payout if you die as a result of an accident within 365 days of that accident

Select a cover amount between $100,000 and $500,000

Nominate up to 5 beneficiaries to receive benefit payment

Renewal of cover up to 80 years of age unless cover stops earlier

Increase or decrease your cover anytime by simply calling 1800 605 751

Funeral Insurance

Help with funeral costs

Help cover the cost of your funeral and other associated expenses.

 

Select a cover amount between $5,000 and $30,000 (max $15,000 if you choose level premiums)

Quick access to money usually within 2 business days of approved claim

Nominate who you’d like to receive the payout

No health or occupation questions and no medical exams, when purchasing

Must be aged 45-75 to purchase.

Receive 10% cash back every three years

We will refund 10% of the premiums you have paid every three years if you have continuously held your Life, Funeral or Accidental death policy for the previous 3 years.

You can be certain with GIO

Established since 1927

Trusted insurer for almost 90 years

Australian based call centres

We are here to help

Join 1.2 million Australians & New Zealanders1

Helping to look after the insurance needs of 1.2 million customers

Includes customers of both AAI Limited and Asteron Life & Superannuation Limited (Asteron) which hold GIO branded products. Asteron is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL) and is authorised to use the GIO brand.

GIO Life insurance products are issued by Asteron Life & Superannuation Limited ABN 87 073 979 530 AFSL 229880 (Asteron). Asteron is part of the TAL Dai-ichi Life Australia Pty Limited ABN 97 150 070 483 group of companies (TAL). Asteron is authorised to use the GIO brand. AAI Limited ABN 48 005 297 807 (AAI) trading as GIO (which is part of the Suncorp Group) does not provide any financial product advice in relation to GIO life insurance products. Any advice in this information is general advice only and has been prepared without taking into account any person’s objectives, financial situation or needs. You should consider the relevant Product Disclosure Statement (PDS) before making any decisions about whether to acquire this product. Advice on life insurance products is provided by Platform Ventures Pty Ltd ABN 35 626 745 177 AFS Representative Number 001266101 (PV). PV is part of the Suncorp Group and an authorised representative of TAL Direct Pty Limited ABN 39 084 666 017, AFSL 243260 (TAL Direct) which is also TAL company. The different entities of TAL and the Suncorp Group are not responsible for, or liable in respect of, products and services provided by the other.

Asteron supports and adheres to the Life Insurance Code of Practice (Code). The Code has been developed voluntarily by the Life Insurance industry through the Financial Services Council to promote high standards of service to consumers, provide a benchmark of consistency within the industry, and establish a framework for professional behaviour and responsibilities. Download the Code here. For more information contact the Financial Services Council on (02) 9299 3022 (local call cost), email info@fsc.org.au or visit www.fsc.org.au