Car Insurance payments
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Frequently asked questions
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Yes, all drivers who you expect will regularly drive your car should be listed, apart from learner drivers who are not required to be listed.
Listing additional drivers can affect the price you pay for your insurance and if the additional driver is inexperienced or under 25 years old, an extra excess of $400 may apply in addition to any other excess.
If you don’t list a regular driver, it may result in additional excesses, a reduction or refusal of a claim.
Third Party Property Damage Insurance is optional and provides cover if you need to pay for damage your vehicle causes to another person's vehicle or property.
Whereas Compulsory Third Party (CTP), also known as Green Slip insurance in New South Wales, is compulsory in order to register any vehicle in NSW and the ACT. It covers your liability to pay compensation for injuries to people if the driver of your vehicle was at fault in the accident.